#NNPA BlackPress
AFRO Spotlight on Black excellence: How JA Biztown is Using Financial Literacy Simulation to Students
THE AFRO — On their website, JA Finance Park is described as, “an innovation in experiential education designed to engage students for life and work in the real world… is a public/private nonprofit collaboration between our region’s school systems, businesses, educators and volunteer mentors who come together to inspire, guide and teach students how to be financially capable and ready to take on their futures.”
The post AFRO Spotlight on Black excellence: How JA Biztown is Using Financial Literacy Simulation to Students first appeared on BlackPressUSA.

Ashleigh Fields, AFRO Assistant Editor
afields@afro.com
Parents across the country often wonder what they can do to educate their children about finances in the early stages of life. While many rely on books, online saving games and budgeting spreadsheets few are aware that there are other options. The Junior Achievement non-profit organization’s finance park and “JA Biztown” gives students the opportunity to visit a mini-city for day or week long simulations where they are assigned jobs, receive a paycheck and can purchase essential items like groceries just as if they were living in the real world.
“The goal of Junior Achievement’s Financial Capability programs is to empower students with the confidence to make decisions regarding earning, spending, and saving. What little education students receive on this topic traditionally focuses on very one-way methods of delivery,” said Paul Kappel, Jr., president and CEO of the Central Maryland location.
At their site called “JA Biztown” students have the chance to work at store fronts named after real businesses like KPMG, Wells Fargo, Cox Media Group, a credit union and even Walmart often funded by the companies themselves. Each of these corporations serve as partners with the Junior Achievement non-profit to support the financial success of the youth.

Junior Achievement has over 100 local JA Areas across the nation and cites themselves as the nation’s largest organization dedicated to giving young people the knowledge and skills they need to own their economic success. Credit: Photo courtesy of Junior Achievement
“Students that participate in Junior Achievement, with partners such as Truist, get to apply what they have learned at JA Finance Park.This includes decisions related to income, expenses, savings, and credit. And a strategic partnership with Baltimore County Schools ensures over 8,000 seventh grade students a year will have access to this vital programming,” said Kappel.
On their website, JA Finance Park is described as, “an innovation in experiential education designed to engage students for life and work in the real world… is a public/private nonprofit collaboration between our region’s school systems, businesses, educators and volunteer mentors who come together to inspire, guide and teach students how to be financially capable and ready to take on their futures.”
The organization welcomes off-duty teachers, former finance professionals and educational enthusiasts to help facilitate activities on site. Their involvement helps participants gain exposure to real life scenarios ranging from entrepreneurs to corporate employees and other members of the workforce.
“My experience was not only informative; it was also intriguing, fun and realistic,” said Colin Bast, a middle school student at Benjamin Tasker in Bowie, Md in a testimonial. “I was exposed to many things that I will need to know in order to live a successful life…like budgeting, banking, online banking, the various fields of careers, prioritizing and a lot of other useful information. It gave me a new level of respect for what adults like my parents have to do. The program gives you the benefit of understanding what it is you need to do in order to reach the goals you’ve set for yourself.”
The finance curriculum entails interactive lessons on not just income but investing, risk management, the difference between debit and credit in addition to how to maintain a budget with information tailored to elementary, middle and high school students. They have in person locations in D.C., Prince George’s County, Baltimore, Fairfax, Va., Landover, Md. and other states across the country.
“My experience with Junior Achievement (JA) has consistently been positive throughout all areas of planning and execution. The flexibility of staff and their volunteers really makes the financial literacy experience an incredible one,” said Casey Siddons, a teacher at Argyle Middle School in Silver Spring, Md. “Regarding the student experience, the JA in a Day program gives students the chance to experience financial simulations that get them thinking about finance in real world terms. Finally, the impact on my students is certainly a positive one – each year, I have consistently seen students who have talked about their JA experience throughout the year, especially during economics and social studies lesson sequences.”
If you are interested in registering your child, they offer summer camp programs and welcome school groups throughout the academic year. Those who are interested can visit https://jausa.ja.org to find out more about the closest location.
The post AFRO spotlight on Black excellence: How JA Biztown is using financial literacy simulation to students appeared first on AFRO American Newspapers .
The post AFRO Spotlight on Black excellence: How JA Biztown is Using Financial Literacy Simulation to Students first appeared on BlackPressUSA.
#NNPA BlackPress
Trump Set to Sign Largest Cut to Medicaid After a Marathon Protest Speech by Leader Jeffries
BLACKPRESSUSA NEWSWIRE — The bill also represents the biggest cut in Medicare in history and is a threat to the health care coverage of over 15 million people. The spending in Trump’s signature legislation also opens the door to a second era of over-incarceration in the U.S.

By Lauren Burke
By a vote of 218 to 214, the GOP-controlled U.S. House passed President Trump’s massive budget and spending bill that will add $3.5 trillion to the national debt, according to the Congressional Budget Office (CBO). The bill also represents the biggest cut in Medicare in history and is a threat to the health care coverage of over 15 million people. The spending in Trump’s signature legislation also opens the door to a second era of over-incarceration in the U.S. With $175 billion allocated in spending for immigration enforcement, the money for more police officers eclipsed the 2026 budget for the U.S. Marines, which is $57 billion. Almost all of the policy focus from the Trump Administration has focused on deporting immigrants of color from Mexico and Haiti.
The vote occurred as members were pressed to complete their work before the arbitrary deadline of the July 4 holiday set by President Trump. It also occurred after Democratic Leader Hakeem Jeffries took the House floor for over 8 hours in protest. Leader Jeffries broke the record in the U.S. House for the longest floor speech in history on the House floor. The Senate passed the bill days before and was tied at 50-50, with Republican Senator Lisa Murkowski saying that, “my hope is that the House is gonna look at this and recognize that we’re not there yet.” There were no changes made to the Senate bill by the House. A series of overnight phone calls to Republicans voting against, not changes, was what won over enough Republicans to pass the legislation, even though it adds trillions to the debt. The Trump spending bill also cuts money to Pell grants.
“The Big Ugly Bill steals food out of the hands of starving children, steals medicine from the cabinets of cancer patients, and equips ICE with more funding and more weapons of war than the United States Marine Corps. Is there any question of who those agents will be going to war for, or who they will be going to war against? Beyond these sadistic provisions, Republicans just voted nearly unanimously to close urban and rural hospitals, cripple the child tax credit, and to top it all off, add $3.3 trillion to the ticking time bomb that is the federal deficit – all from a party that embarrassingly pretends to stand for fiscal responsibility and lowering costs,” wrote Congressional Black Caucus Chairwoman Yvette Clarke (D-NY) in a statement on July 3.
“The Congressional Budget Office predicts that 17 million people will lose their health insurance, including over 322,000 Virginians. It will make college less affordable. Three million people will lose access to food assistance through the Supplemental Nutrition Assistance Program (SNAP). And up to 16 million students could lose access to free school meals. The Republican bill does all of this to fund tax breaks for millionaires, billionaires, and corporations,” wrote Education and Workforce Committee ranking member Rep. Bobby Scott (D-VA) in a statement. The bill’s passage has prompted Democrats to start thinking about 2026 and the next election cycle. With the margins of victory in the U.S. House and U.S. Senate being so narrow, many are convinced that the balance of power and the question of millions being able to enjoy health care come down to only several thousand votes in congressional elections. But currently, Republicans controlled by the MAGA movement control all three branches of government. That reality was never made more stark and more clear than the last seven days of activity in the U.S. House and U.S. Senate.

#NNPA BlackPress
Congressional Black Caucus Challenges Target on Diversity
BLACKPRESSUSA NEWSWIRE — we found that the explanations offered by the leadership of the Target Corporation fell woefully short of what our communities deserve and of the values of inclusion that Target once touted

By Stacy M. Brown
Black Press USA Senior National Correspondent
Target is grappling with worsening financial and reputational fallout as the national selective buying and public education program launched by the Black Press of America and other national and local leaders continues to erode the retailer’s sales and foot traffic. But a recent meeting that the retailer intended to keep quiet between CEO Brian Cornell and members of the Congressional Black Caucus Diversity Task Force was publicly reported after the Black Press discovered the session, and the CBC later put Target on blast.
“The Congressional Black Caucus met with the leadership of the Target Corporation on Capitol Hill to directly address deep concerns about the impact of the company’s unconscionable decision to end a number of its diversity, equity, and inclusion efforts,” CBC Chair Yvette Clarke stated. “Like many of the coalition leaders and partner organizations that have chosen to boycott their stores across the country, we found that the explanations offered by the leadership of the Target Corporation fell woefully short of what our communities deserve and of the values of inclusion that Target once touted,” Congresswoman emphasized. “Black consumers contribute overwhelmingly to our economy and the Target Corporation’s bottom line. Our communities deserve to shop at businesses that publicly share our values without sacrificing our dignity. It is no longer acceptable to deliver promises to our communities in private without also demonstrating those values publicly.”
Lauren Burke, Capitol Hill correspondent for Black Press of America, was present when Target CEO Cornell and a contingent of Target officials arrived at the U.S. Capitol last month. “It’s always helpful to have meetings like this and get some candid feedback and continue to evolve our thinking,” Cornell told Burke as he exited the meeting. And walked down a long hallway in the Cannon House Office Building. “We look forward to follow-up conversations,” he stated. When asked if the issue of the ongoing boycott was discussed, Cornell’s response was, “That was not a big area of focus — we’re focused on running a great business each and every day. Take care of our teams. Take care of the guests who shop with us and do the right things in our communities.”
A national public education campaign on Target, spearheaded by Dr. Benjamin F. Chavis Jr., president and CEO of the National Newspaper Publishers Association (NNPA), the NNPA’s board of directors, and with other national African American leaders, has combined consumer education efforts with a call for selective buying. The NNPA is a trade association that represents the more than 220 African American-owned newspapers and media companies known as the Black Press of America, the voice of 50 million African Americans across the nation. The coalition has requested that Target restore and expand its stated commitment to do business with local community-owned businesses inclusive of the Black Press of America, and to significantly increase investment in Black-owned businesses and media, Historically Black Colleges and Universities (HBCU, Black-owned Banks, national Black Church denominations, and grassroots and local organizations committed to improving the quality of life of all Americans, and especially those from underserved communities. According to Target’s latest earnings report, net sales for the first quarter of 2025 fell 2.8 percent to $23.85 billion compared to the same period last year. Comparable store sales dropped 3.8 percent, and in-store foot traffic slid 5.7 percent.
Shares of Target have also struggled under the pressure. The company’s stock traded around $103.85 early Wednesday afternoon, down significantly from roughly $145 before the controversy escalated. Analysts note that Target has lost more than $12 billion in market value since the beginning of the year. “We will continue to inform and to mobilize Black consumers in every state in the United States,” Chavis said. “Target today has a profound opportunity to respond with respect and restorative commitment.”
-
Activism4 weeks ago
Oak Temple Hill Hosts Interfaith Leaders from Across the Bay Area
-
Alameda County4 weeks ago
Council Approves Budget to Invest in Core City Services, Save Fire Stations, Invest in Economic Development
-
Activism4 weeks ago
Oakland Post: Week of June 11 – 17, 2025
-
Activism4 weeks ago
LA to the Bay: Thousands Protest in Mission District Against Immigration Raids, Travel Bans
-
Activism4 weeks ago
Over 500 Join Interfaith Rally in Solidarity with Los Angeles Resistance to Trump Invasion
-
Activism4 weeks ago
Congress Says Yes to Rep. Simon’s Disability Hiring and Small Biz Support Bill
-
Activism4 weeks ago
OPINION: California’s Legislature Has the Wrong Prescription for the Affordability Crisis — Gov. Newsom’s Plan Hits the Mark
-
Activism4 weeks ago
The Case Against Probate: False Ruling Invalidates Black Professor’s Estate Plan, Ignoring 28-Year Relationship