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City Attorney David Chiu Subpoenas Home Title Protection Company for Alleged Deceptive Advertising

City attorneys from San Francisco and San Diego are seeking more information on a California-based company that allegedly scammed people into buying unnecessary home title protections. The city attorneys on Monday said they issued a subpoena against Home Title Lock, which allegedly used deceptive advertising to sell an unnecessary subscription service meant to protect homeowners from having their homes stolen from them.

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The city attorneys allege that the Home Title Lock services will not safeguard a person's home title; it can only notify them that a deed has been recorded. And at least in California, a fraudulent deed would not result in the loss of a home or its equity.
The city attorneys allege that the Home Title Lock services will not safeguard a person's home title; it can only notify them that a deed has been recorded. And at least in California, a fraudulent deed would not result in the loss of a home or its equity.

By Olivia Wynkoop
Bay City News

City attorneys from San Francisco and San Diego are seeking more information on a California-based company that allegedly scammed people into buying unnecessary home title protections.

The city attorneys on Monday said they issued a subpoena against Home Title Lock, which allegedly used deceptive advertising to sell an unnecessary subscription service meant to protect homeowners from having their homes stolen from them.

The company reportedly incited fear about “home title theft,” where scammers access a home title online, forge a signature, and claim that a home is sold to them. The company said this crime is rapidly on the rise across the country in their television, radio and online advertisements, and in order to protect their homes, homeowners should purchase their services.

The company is “proudly recommended” by prominent conservative figures like Newt Gingrich, Ben Shapiro, Bill O’Reilly and Glenn Beck, according to its webpage.

The city attorneys allege that the Home Title Lock services will not safeguard a person’s home title; it can only notify them that a deed has been recorded. And at least in California, a fraudulent deed would not result in the loss of a home or its equity.

“Home Title Lock targets and preys upon elderly Californians whose homes are their chief source of financial security,” San Diego City Attorney Mara Elliott said. “It convinces its customers that they will wind up penniless if they do not invest in services they do not need. Home Title Lock’s conduct is not just illegal; it is unconscionable and cruel.”

San Francisco City Attorney David Chiu alleges that Home Title Lock has “manufactured a ‘home title theft’ crisis” to specifically deceive elderly homeowners to buy services that many county recorders’ offices already do for free.

“Home Title Lock is a scam, plain and simple,” Chiu said.

“False identity theft scares, like those created by Home Title Lock, take attention away from important privacy and data security efforts. We are seeking further information to understand how many California homeowners may have been harmed by these misleading advertisements,” he added.

The attorneys allege that Home Title Lock’s ads may violate multiple state laws, like California’s Unfair Competition Law, in which courts are permitted to stop misleading advertising and provide refunds to consumers.

The filed subpoena seeks information about the company’s impact on consumers in California.

Consumers who have information about Home Title Lock are encouraged to contact the San Francisco City Attorney’s Office through its hotline at (415) 554-3977.

Home Title Lock did not immediately respond to a request for comment.

Copyright © 2023 Bay City News, Inc.  All rights reserved.  Republication, rebroadcast or redistribution without the express written consent of Bay City News, Inc. is prohibited. Bay City News is a 24/7 news service covering the greater Bay Area.

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Activism

Oakland Post: Week of May 21 – 27, 2025

The printed Weekly Edition of the Oakland Post: Week of May 21 – 27, 2025

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Activism

OPINION: Your Voice and Vote Impact the Quality of Your Health Care

One of the most dangerous developments we’re seeing now? Deep federal cuts are being proposed to Medicaid, the life-saving health insurance program that covers nearly 80 million lower-income individuals nationwide. That is approximately 15 million Californians and about 1 million of the state’s nearly 3 million Black Californians who are at risk of losing their healthcare. 

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Rhonda M. Smith.
Rhonda M. Smith.

By Rhonda M. Smith, Special to California Black Media Partners

Shortly after last year’s election, I hopped into a Lyft and struck up a conversation with the driver. As we talked, the topic inevitably turned to politics. He confidently told me that he didn’t vote — not because he supported Donald Trump, but because he didn’t like Kamala Harris’ résumé. When I asked what exactly he didn’t like, he couldn’t specifically articulate his dislike or point to anything specific. In his words, he “just didn’t like her résumé.”

That moment really hit hard for me. As a Black woman, I’ve lived through enough election cycles to recognize how often uncertainty, misinformation, or political apathy keep people from voting, especially Black voters whose voices are historically left out of the conversation and whose health, economic security, and opportunities are directly impacted by the individual elected to office, and the legislative branches and political parties that push forth their agenda.

That conversation with the Lyft driver reflects a troubling surge in fear-driven politics across our country. We’ve seen White House executive orders gut federal programs meant to help our most vulnerable populations and policies that systematically exclude or harm Black and underserved communities.

One of the most dangerous developments we’re seeing now? Deep federal cuts are being proposed to Medicaid, the life-saving health insurance program that covers nearly 80 million lower-income individuals nationwide. That is approximately 15 million Californians and about 1 million of the state’s nearly 3 million Black Californians who are at risk of losing their healthcare.

Medicaid, called Medi-Cal in California, doesn’t just cover care. It protects individuals and families from medical debt, keeps rural hospitals open, creates jobs, and helps our communities thrive. Simply put; Medicaid is a lifeline for 1 in 5 Black Americans. For many, it’s the only thing standing between them and a medical emergency they can’t afford, especially with the skyrocketing costs of health care. The proposed cuts mean up to 7.2 million Black Americans could lose their healthcare coverage, making it harder for them to receive timely, life-saving care. Cuts to Medicaid would also result in fewer prenatal visits, delayed cancer screenings, unfilled prescriptions, and closures of community clinics. When healthcare is inaccessible or unaffordable, it doesn’t just harm individuals, it weakens entire communities and widens inequities.

The reality is Black Americans already face disproportionately higher rates of poorer health outcomes. Our life expectancy is nearly five years shorter in comparison to White Americans. Black pregnant people are 3.6 times more likely to die during pregnancy or postpartum than their white counterparts.

These policies don’t happen in a vacuum. They are determined by who holds power and who shows up to vote. Showing up amplifies our voices. Taking action and exercising our right to vote is how we express our power.

I urge you to start today. Call your representatives, on both sides of the aisle, and demand they protect Medicaid (Medi-Cal), the Affordable Care Act (Covered CA), and access to food assistance programs, maternal health resources, mental health services, and protect our basic freedoms and human rights. Stay informed, talk to your neighbors and register to vote.

About the Author

Rhonda M. Smith is the Executive Director of the California Black Health Network, a statewide nonprofit dedicated to advancing health equity for all Black Californians.

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Black History

Henry Blair, the Second African American to Obtain a Patent

Being a successful farmer required consistent production. Blair figured out a way to increase his harvest. He did this with two inventions. His first invention was a corn planter. The planter had the same structure as a wheelbarrow, with a box to hold the seed and rakes dragging behind to cover them. This machine allowed farmers to plant their crops more economically.

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A sketch of one of Henry Blair’s inventions, the seed planter. Image courtesy United States Patent and Trademark Office.
A sketch of one of Henry Blair’s inventions, the seed planter. Image courtesy United States Patent and Trademark Office.

By Tamara Shiloh

The debate over whether enslaved African Americans could receive U.S. Government-issued patents was still unfolding when the second African American to hold a patent, Henry Blair, received his first patent in 1834.

The first African American to receive a patent was Thomas Jennings in 1821 for his discovery of a process called dry scouring, also known as dry cleaning.

Blair was born in Glen Ross, Maryland, in 1807. He was an African American farmer who received two patents. Each patent was designed to help increase agricultural productivity.

There is very little information about his life prior to the inventions. It is known that he was a farmer who invented machines to help with planting and harvesting crops. There is no written evidence that he was a slave.

However, it is apparent that he was a businessman.

Being a successful farmer required consistent production. Blair figured out a way to increase his harvest. He did this with two inventions. His first invention was a corn planter. The planter had the same structure as a wheelbarrow, with a box to hold the seed and rakes dragging behind to cover them. This machine allowed farmers to plant their crops more economically.

Blair could not write. As a result of his illiteracy, he signed the patent with an “X”. He received his first patent for the corn planter on Oct. 14, 1834.

Two years later, taking advantage of the boost in the cotton industry, he received his second patent. This time for a cotton planter. This machine worked by splitting the ground with two shovel-like blades that were pulled along by a horse. A wheel-driven cylinder behind the blades placed seeds into the freshly plowed ground. Not only was this another economical and efficient machine. It also helped with controlling weeds and put the seeds in the ground quickly Henry Blair received his second patent on Aug. 31, 1836

During this time, the United States government passed a law that allowed patents to be granted to both free and enslaved men. However, in 1857, this law was contested by a slaveowner. He argued that slaveowners had a right to claim credit for a slave’s inventions. His argument was that since an owner’s slaves were his property, anything that a slave owned was the property of the owner also.

In 1858 the law changed, and patents were no longer given to slaves. However, the law changed again in 1871 after the Civil War. The patent law was revised to permit all American men, regardless of race, the right to patent their inventions.

Blair died in 1860.

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