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COMMENTARY: Student Loan Forgiveness Denial Another Reason to Cast a Vote

Don’t miss the boat. You’ve got to vote, especially in this political age of denial. From election denial to DACA denial to now student loan forgiveness denial, there’s a lot of denial being thrust upon us. It makes the upcoming midterm elections more consequential that even the last presidential election — the one that some Republicans insist was stolen but wasn’t.

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Emil Guillermo is a journalist and commentator. His web show is on www.amok.com
Emil Guillermo is a journalist and commentator. His web show is on www.amok.com

By Emil Guillermo | Post News Group

Of all the eligible voters in our country, just 10% actually do, according to a recent Unite America Institute study.

Don’t you want to be in that minority?

You have to register first.

And if you think you’ve missed the deadline, no you haven’t.

You can still call up the Secretary of State’s office and register for a provisional ballot.

You will count in California.

Don’t miss the boat. You’ve got to vote, especially in this political age of denial. From election denial to DACA denial to now student loan forgiveness denial, there’s a lot of denial being thrust upon us.

It makes the upcoming midterm elections more consequential that even the last presidential election — the one that some Republicans insist was stolen but wasn’t.

If the election deniers ride the Big Lie to victory, as hard as these last two years have been, expect things to get even harder and nastier with the deniers possibly in the majority in both chambers of Congress.

Democracy will feel worse than ever because it will be barely a democracy.

How does democracy denial sound?

People of color surely don’t need more motivation to vote. It’s already gotten personal.

Are you a Dreamer? A Deferred Action for Childhood Arrivals (DACA) recipient? Do you know someone who is?

A few weeks ago, the Fifth Circuit appeals court declared DACA illegal. Ultimately, the decision to save DACA, or to establish a pathway to citizenship, relies on Congress.

You can decide who goes to Congress before they decide who to deport.

Are you another kind of dreamer, the kind looking at a college degree as your ticket to opportunity? Remember, you stretched, got into a pricier school, and got that student loan.

Last week, the U.S. Court of Appeals for the Eighth Circuit, acting on an appeal from six Republican attorneys general from Southern states, blocked President Joe Biden’s student loan forgiveness program.

That’s where up to $20,000 in debt relief could come to student loan borrowers if they make under $125,000 a year.

And we’re not just talking students. Some parents went into debt for their kids. Excusing $20,000 in debt is like evaporating two or three credit card payments. A relief plan would have made a difference–until Republicans put a stop to it.

You can still apply. But now the courts have made it a new political football.

And it came on a day when Biden was at Delaware State University, an HBCU, describing the virtues of the relief plan, how easy it was to sign up, and how nearly 10 million, mostly middle-class Americans, already had signed up.

The Republicans must not want their votes.

They do want both the corporate, high-income voters. And those in the extreme lower end. The ultra-rich and ultra-poor.

The GOP argument is that middle class relief is unfair because it helps only the middle class and not lower income folks who normally don’t go to college, and also vote Republican. Think of the folks described in the polls as non-college educated, mostly whites. The Trump base.

Slashing the student loan forgiveness plan also works with the nonsensical general Republican plan to address the economy and inflation. That plan? To cut overall spending and cut taxes.

Many economists would consider that inflationary, cutting taxes and revenue, adding to the national debt. And that’s the GOP go-to? It’s yet another variation of the debunked “trickle down” theory. Enrich the corporates and the benefits will trickle down to everyone else.

But it never does.

Biden countered by unveiling a slogan last week calling the GOP plan the “MAGA mega trickle down.”

It might catch, but I prefer referring to student loan forgiveness as good old “trickle up” economics.

That $20,000 in debt relief would put money back in people’s pockets. Let them spend that on goods and services and watch the “trickle up.”

Debt relief from Biden’s student loan forgiveness can be life changing.

It’s not like bailing out the banks or a corporate giant or auto manufacturer, like both parties have done.

This is about bailing out regular folks.

If it matters to you, then you’ve got to vote.

You still can register in California. Get your invite to Election Day and watch your voice in our democracy “trickle up.”

Emil Guillermo is a journalist and commentator. His web show is on www.amok.com

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Oakland Post: Week of February 25 – March 3, 2026

The printed Weekly Edition of the Oakland Post: Week of – February 25 – March 3, 2026

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Chase Oakland Community Center Hosts Alley-Oop Accelerator Building Community and Opportunity for Bay Area Entrepreneurs

Over the past three years, the Alley-Oop Accelerator has helped more than 20 Bay Area businesses grow, connect, and gain meaningful exposure. The program combines hands-on training, mentorship, and community-building to help participants navigate the legal, financial, and marketing challenges of small business ownership.

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Bay Area entrepreneurs attend the Alley-Oop Accelerator, a small business incubation program at Chase Oakland Community Center. Photo by Carla Thomas.
Bay Area entrepreneurs attend the Alley-Oop Accelerator, a small business incubation program at Chase Oakland Community Center. Photo by Carla Thomas.

By Carla Thomas

The Golden State Warriors and Chase bank hosted the third annual Alley-Oop Accelerator this month, an empowering eight-week program designed to help Bay Area entrepreneurs bring their visions for business to life.

The initiative kicked off on Feb. 12 at Chase’s Oakland Community Center on Broadway Street, welcoming 15 small business owners who joined a growing network of local innovators working to strengthen the region’s entrepreneurial ecosystem.

Over the past three years, the Alley-Oop Accelerator has helped more than 20 Bay Area businesses grow, connect, and gain meaningful exposure. The program combines hands-on training, mentorship, and community-building to help participants navigate the legal, financial, and marketing challenges of small business ownership.

At its core, the accelerator is designed to create an ecosystem of collaboration, where local entrepreneurs can learn from one another while accessing the resources of a global financial institution.

“This is our third year in a row working with the Golden State Warriors on the Alley-Oop Accelerator,” said Jaime Garcia, executive director of Chase’s Coaching for Impact team for the West Division. “We’ve already had 20-plus businesses graduate from the program, and we have 15 enrolled this year. The biggest thing about the program is really the community that’s built amongst the business owners — plus the exposure they’re able to get through Chase and the Golden State Warriors.”

According to Garcia, several graduates have gone on to receive vendor contracts with the Warriors and have gained broader recognition through collaborations with JPMorgan Chase.

“A lot of what Chase is trying to do,” Garcia added, “is bring businesses together because what they’ve asked for is an ecosystem, a network where they can connect, grow, and thrive organically.”

This year’s Alley-Oop Accelerator reflects that vision through its comprehensive curriculum and emphasis on practical learning. Participants explore the full spectrum of business essentials including financial management, marketing strategy, and legal compliance, while also preparing for real-world experiences such as pop-up market events.

Each entrepreneur benefits from one-on-one mentoring sessions through Chase’s Coaching for Impact program, which provides complimentary, personalized business consulting.

Garcia described the impact this hands-on approach has had on local small business owners. He recalled one candlemaker, who, after participating in the program, was invited to provide candles as gifts at Chase events.

“We were able to help give that business exposure,” he explained. “But then our team also worked with them on how to access capital to buy inventory and manage operations once those orders started coming in. It’s about preparation. When a hiccup happens, are you ready to handle it?”

The Coaching for Impact initiative, which launched in 2020 in just four cities, has since expanded to 46 nationwide.

“Every business is different,” Garcia said. “That’s why personal coaching matters so much. It’s life-changing.”

Participants in the 2026 program will each receive a $2,500 stipend, funding that Garcia said can make an outsized difference. “It’s amazing what some people can do with just $2,500,” he noted. “It sounds small, but it goes a long way when you have a plan for how to use it.”

For Chase and the Warriors, the Alley-Oop Accelerator represents more than an educational initiative, it’s a pathway to empowerment and economic inclusion. The program continues to foster lasting relationships among the entrepreneurs who, as Garcia put it, “build each other up” through shared growth and opportunity.

“Starting a business is never easy, but with the right support, it becomes possible, and even exhilarating,” said Oscar Lopez, the senior business consultant for Chase in Oakland.

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Oakland Post: Week of February 18 – 24, 2026

The printed Weekly Edition of the Oakland Post: Week of – February 18 – 24, 2026

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