Family
Do You Need a Will?
THE TENNESSEE TRIBUNE — While the topic may seem gloomy, it’s a great time to think about getting one’s affairs in order by drafting a Will.
By Christian West-Coleman
NASHVILLE, TN — Greetings Nashville! We’ve entered a new year and it’s the perfect time to review our lives and prioritize for the future. While the topic may seem gloomy, it’s a great time to think about getting one’s affairs in order by drafting a Will. Wills are important legal devices for the distribution of assets after death. In my practice, I am often asked “Do I really need a Will?” The answer to that question is often, “Yes!” In order to guarantee that your assets will be distributed to whom you want and in the manner you want, you should strongly consider a Will.
So, first, I’ll provide a little information about how to draft a proper Will and how assets are distributed without a Will under Tennessee law. For a legal Will, Tennessee law requires that a person be 18 years of age and of sound mind. The Will must also be signed before two witnesses, who also sign. If you do not have a Will, Tennessee law decides how your assets will be divided. Tennessee law has a default plan for how property is distributed after death called Intestate Succession. If you have no Will, your assets will be automatically split between your spouse and children. If you have no spouse, then it is split between your children. If no children, then to your parents and so forth.
Thus, it is important to draft a Will so that your intentions can be carried out. For instance, you may desire to leave money to a particular relative for a particular purpose. Or you may have a business and need to specify how it should be managed in the future. Or you simply favor one child over the other (sad, but it happens). You can only do these things with a Will.
Christian West-Coleman is an associate attorney with McCullough Law, PLLC. She is spear-heading the firm’s Nashville Office, which is located at Washington Square, 222 2nd Ave. N., Ste. 326, Nashville, TN 37201. The firm can be reached at 615-730-0073.
This article originally appeared in The Tennessee Tribune.
California Black Media
Not So Sweet: California State Health Campaign Highlights Dangers of Sugary Drinks
The California Department of Public Health (CDPH) and CalFresh Healthy Living, the state’s nutrition assistance program, recently launched a health campaign to illuminate the risks of drinking sugar-sweetened beverages and the health benefits of hydrating with water. The “Not So Sweet Side” initiative encourages families to make informed decisions about the drinks they choose and to be aware of the sugar content present in them.
By Edward Henderson, California Black Media
The California Department of Public Health (CDPH) and CalFresh Healthy Living, the state’s nutrition assistance program, recently launched a health campaign to illuminate the risks of drinking sugar-sweetened beverages and the health benefits of hydrating with water.
The “Not So Sweet Side” initiative encourages families to make informed decisions about the drinks they choose and to be aware of the sugar content present in them.
According to the campaign, consuming too much sugar has been associated with an increase in chronic conditions and diseases such as type 2 diabetes, heart disease and tooth decay. African Americans face a higher risk of developing diabetes mellitus, heart disease and tooth decay.
Dr. Redieat Assefa is a pediatrician at Riverside University Health Systems. She spoke at a webinar hosted by California Black Media introducing the campaign to ethnic media publishers across California.
Assefa underscored the importance of reading labels on sugary drinks you may consume and how to identify drinks that contain too much.
“When reading a nutrition label, there are a few key components that I would like us to consider. The first thing is the serving size of your sugary drinks. Is it one can? Is it one bottle? Then you go down to your total carbohydrates, which can be broken down to your fibers and sugary, added sugars or non-added sugars.”
To simplify the process, compare the grams of sugar in a box of Apple Juice with preservatives that could be around 40 grams of sugar and that of natural juice which averages around 6 grams.
Assefa also added that research indicates that African American women who drink one to two sugary beverages daily have an increased risk of type 2 diabetes. Sugary drinks can lead to high blood pressure, hype, and hypertension, contributing to a greater risk of heart disease among African American young adult men who, on average, consume sugary beverages at a higher level than other groups.
Assefa pointed out that there are about 10 teaspoons of sugar in a single can of soda.
Dr. Maxmillian Chambers, a dental professional and public health advocate, also spoke on the panel promoting the campaign highlighting the impact sugary drinks can have on dental health.
“As we continue this dialogue, it’s crucial to turn our focus to oral health, a key component of our overall well-being that doesn’t often receive the attention it deserves. Sugary drinks are a significant contributor to tooth decay. Research shows that drinking more than two eight-ounce servings of sugary beverages per week can drastically increase the risk of cavities. And for our youth, particularly those aged 9 to 18, sugary drinks are primary sources of added sugar in their diets.”
Lakeysha Sowunmi, a mom and public health advocate who has worked to influence state policy and mobilize communities, including churches, around health issues, said, “I work with families on a budget, for example, and help them understand CalFresh and the resources that are available. We talk about portion control. We talk about feeding big families.”
The CalFresh Healthy Living Program is led by CDPH’s Nutrition and Physical Activity Branch. To explore recipes, resources, and tips for making healthier beverage choices, visit http://uncoverhealthyhabits.com/
Bay Area
Home Repair Services for Low-Income Marin County Homeowners
Habitat Greater San Francisco (HGSF) is offering major home repair and improvement services for low-income homeowners in Marin County. HGSF is a non-profit, licensed general contractor who has repaired over 200 homes since 2011 in communities across our region. They focus on repairs that address safety, accessibility, and health, such as roof repair/replacement, siding repair/replacement, window repair/replacement, accessibility upgrades, electrical repairs, and plumbing repairs. They are also a trusted mortgage lender providing opportunities for low-income homeowners in the Bay Area for 35 years.
By Godfrey Lee
Habitat Greater San Francisco (HGSF) is offering major home repair and improvement services for low-income homeowners in Marin County.
HGSF is a non-profit, licensed general contractor who has repaired over 200 homes since 2011 in communities across our region. They focus on repairs that address safety, accessibility, and health, such as roof repair/replacement, siding repair/replacement, window repair/replacement, accessibility upgrades, electrical repairs, and plumbing repairs. They are also a trusted mortgage lender providing opportunities for low-income homeowners in the Bay Area for 35 years.
Qualified applicants will have their property assessed to determine eligible repairs. If you qualify financially and have qualifying repairs, HGSF will offer you a low 2% interest loan, in order to fund your repairs, that can be paid over time or defer all payments for 30 years or until the home is sold. Loan amounts between $25,000 to $75,000 are available for home repair and improvement needs.
Maximum Household Income Requirements
Household size is determined by the number of people (children and adults) who have been living in the home for at least a full year, and plan on continuing to live in the home full time, for at least another year.
Total household income is determined by the combined income of all full-time household members, over 18 years old.
If there is one person in the household, then the Maximum Household Income is $109,700; for two people it is $125,350; for three people it is $141,000; for four people is $156,650, for five people is $169,200, for six people is $181,750, for seven people is $194,250, and for eight people is $206,800.
Applicants can be assisted over the phone and by appointment. Applications are being accepted on a first-come, first-served basis. Mail or return completed applications to: 300 Montgomery St., Suite 450, San Francisco, CA 94104. Or email applications to: homerepairs@habitatgsf.org.
Learn more about how to apply for the interest loan by calling 415-625-1036 or visit habitatgsf.org/marinhomerepairs. More information can also be found at the Marin City Free Library, 164 Donahue St. in Marin City.
This program is made possible with support from the County of Marin’s Community Development Block Grant program.
Community
How Mobihealth Drives a Telemedicine Revolution in Africa
As a child growing up in northern Nigeria, Dr. Funmi Adewara experienced a severe hand injury that required multiple surgeries and frequent hospital visits. These visits exposed her to the harsh realities of the country’s healthcare system. “I remember sitting in overcrowded waiting rooms, watching doctors stretched thin, unable to meet the needs of so many patients,” Adewara recalls. This formative experience ignited her passion for transforming healthcare in Africa.
By Ifeanyi Abraham
CNN
As a child growing up in northern Nigeria, Dr. Funmi Adewara experienced a severe hand injury that required multiple surgeries and frequent hospital visits.
These visits exposed her to the harsh realities of the country’s healthcare system. “I remember sitting in overcrowded waiting rooms, watching doctors stretched thin, unable to meet the needs of so many patients,” Adewara recalls.
This formative experience ignited her passion for transforming healthcare in Africa.
Growing up with a mother who worked as a nurse, Adewara’s understanding of healthcare challenges deepened through her mother’s stories.
“I knew early on that healthcare wasn’t a privilege — it was a necessity, and I wanted to be part of changing the system,” she explains.
After training as a physician, Adewara worked for 15 years in the United Kingdom’s National Health Service before founding the telemedicine platform Mobihealth in 2017.
Since its launch, Mobihealth has impacted thousands of lives, connecting patients with doctors and healthcare professionals across Nigeria and beyond.
The platform has 20 integrated telehealth clinics that offer remote consultations, diagnostics, and access to specialist care via digital health tools. Located primarily in Nigeria, these clinics are accessible to patients through various subscription plans and are often financed through partnerships with global donor organizations and private donors.
In addition to the clinics, Mobihealth has partnerships with over 200 hospitals, labs, and pharmacies, Adewara says.
The company has earned global recognition, including a $1 million grant from the U.S. Trade and Development Agency in 2022. Adewara was also one of the World Bank’s seven 2020 Sustainable Development Goals & Her award winners, selected from over 2,400 entries worldwide.
Connecting Rural Patients
Across sub-Saharan Africa, millions struggle to access basic healthcare. According to the World Health Organization, the region bears 25% of the global disease burden but has only 3% of the world’s healthcare workers.
“In rural Africa, a trip to the nearest hospital can mean the difference between life and death,” says Adewara.
Mobihealth’s latest initiative offers healthcare for $1 a month for rural and underserved populations. It allows Africans in the diaspora — and global supporters — to sponsor essential services like doctor consultations, diagnostic tests, and access to telemedicine clinics.
The scheme is not solely based on donations; individuals can also subscribe to the service for themselves.
“Healthcare systems across Africa are under immense pressure,” Adewara explains. “Our initiative is a direct response, using technology to connect rural patients with doctors thousands of miles away.”
For Adewara, Mobihealth’s telemedicine platform is not a temporary fix; it represents the future of healthcare in Africa.
“This is about creating a resilient, sustainable and inclusive system, where people, no matter where they are, can access the care they need,” she says.
“Telemedicine brings doctors to people, wherever they may be. By integrating AI and remote monitoring, we are improving the speed and accuracy of care, saving lives in the process,” she adds.
A number of African companies provide telemedicine services, but researchers have pointed out that there are obstacles that could hinder the growth of telemedicine in the continent.
Rural areas can have an unreliable electricity supply and poor internet connectivity, and there is often a lack of government policies and funding around virtual healthcare.
“A Healthcare System for the Future”
Adewara envisions scaling her company’s model to reach millions more across Africa, particularly in countries like Ghana, Kenya, and Ivory Coast.
“Our work is just beginning,” she says. “We are building a healthcare system for the future — one that is resilient, inclusive and capable of meeting Africa’s growing population’s needs.”
However, partnerships are crucial to achieving this vision. “We can’t do this alone. Our collaborations with the African diaspora, hospitals, governments, and international organizations allow us to reach more people and ensure that healthcare is affordable, efficient and accessible,” Adewara adds.
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