Berkeley

Federal Grants, Loans Available to Those Affected By January Storms

Published

2 years ago

February 26, 2023

Serious disaster-related needs include medical and dental expenses, transportation, childcare, and moving and storage expenses. These FEMA grants apply to those eligible Berkeleyans who had storm-related property damage between Dec. 31, 2022 to Jan. 30, 2023.

Homeowners, renters, businesses, and nonprofits can apply by March 16 for up to $37,900 in grants to cover property damage and a similar amount for other needs not covered by insurance. Small Business Administration loans can also help cover costs.

Berkeley homeowners, renters, and businesses can apply for federal funding to help pay for essential repairs or serious disaster-related needs resulting from the January storms that were not covered by insurance. Apply by phone, online, using an app, or in person. Serious disaster-related needs include medical and dental expenses, transportation, childcare, and moving and storage expenses.

These FEMA grants apply to those eligible Berkeleyans who had storm-related property damage between Dec. 31, 2022 to Jan. 30, 2023. Those who apply will be considered for two types of grants:

up to $37,900 for property damages to a primary residence.
up to $37,900 for other needs, such as a hotel stay while displaced, funds to replace damaged items, and increases to childcare or medical expenses during the disaster.

Loans for storm relief are also available to homeowners, renters, and businesses through the federal Small Business Administration. These loans can be paid off over thirty years and can have interest limits as low as 4 percent, depending on access to alternative credit. The loan types include:

Homeowners: Up to $200,000 to repair or replace a primary residence
Renters/Homeowners: Up to $40,000 to replace or repair personal property, like clothing, furniture, cars, or appliances
Businesses: Up to $2 million to help meet financial obligations or operating expenses that would have been avoided had the disaster not happened.

Often, flood damages aren’t covered by typical homeowner’s insurance, so these can be very costly repairs. See if the grants and loans can help you and your household.

People can apply for the FEMA grants online, by phone (1-800-621-3362), via app, or at a disaster assistance center. To apply for a Small Business Administration loan, see their disaster loan website, their application portal, and a factsheet about their loan products.

APPLICANTS MUST MEET ELIGIBILITY GUIDELINES

In general, applicants for the FEMA grants must meet all of the following conditions to qualify:

You or someone who lives with you is a U.S. citizen, a non-citizen national, or a qualified alien. If you have questions about FEMA’s citizenship and immigration requirements, please visit their website.
You pass FEMA’s identity and occupancy verification if it applies to you.
You have no insurance –or– have filed an insurance claim, but it does not cover all of your losses.
You have serious needs or expenses due to losses in a Presidentially declared disaster area.

Alameda County was recently added to the major disaster declaration for California’s severe storms and flooding. The declaration allows FEMA and the Small Business Administration to provide direct support to individuals, households, nonprofits, and businesses in Alameda County and other counties in California.

FEMA DISASTER ASSISTANCE HELPS COVER UNINSURED OR UNDER-INSURED EXPENSES

Disaster assistance may include grants to help pay for temporary housing and essential home repairs as well as other serious disaster-related needs such as medical and dental expenses, transportation, childcare, and moving and storage expenses.

If you have insurance, first file a claim with your insurance provider. FEMA provides assistance to applicants for your uninsured or underinsured disaster-caused expenses and serious needs.

Applying does not guarantee that assistance will be awarded.

LEARN MORE ABOUT APPLYING

There are several ways you can apply for FEMA assistance under the Individual Assistance program:

Online: http://www.disasterassistance.gov/
FEMA mobile app(Google Play and iOS): https://www.fema.gov/about/news-multimedia/mobile-app-text-messages
Phone: 1 (800) 621-3362
In person:

Oakland Disaster Recovery Center
7001 Oakport Street, Oakland, CA 94566

Dublin Disaster Recovery Center
4825 Gleeson Drive, Dublin, CA 94568

Open February 10 until February 24, 2023, 10 am to 7pm daily.

Keep track of deadlines and apply as soon as you are able to meet the March 16 FEMA deadline.

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Progressive Missionary Baptist Church of Berkeley Celebrates 90th Anniversary

Dr. Earl C. Stuckey, Sr., who has served as Progressive Missionary’s pastor since September 1977, said the church also delights in the fact that it has hosted only five pastors in its 90-year history, including Pastors James E. Moore, H. A. Green, F. Douglas Farrell, and Edward Stovall, who served for 37 years.

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Progressive Missionary Baptist Poster. Dr. Earl C. Stuckey, Sr., Pastor of Progressive Missionary Baptist Church in Berkeley with his wife, Kay Frances Stuckey.

By Oakland Post Staff

The Progressive Missionary Baptist Church of Berkeley is celebrating its 90th church anniversary on Sunday, May 18 at 10 a.m. at 3301 King Street in Berkeley.

The celebration will feature Pastor Darnell Manuel of the Union Baptist Church in Vallejo as guest speaker, along with many other special presentations.

Those who wish to share in Progressive’s history can purchase a 100-page full-colored souvenir book for $25.

The church boasts a number of notable people who either regularly attended or became members of the church since its inception, including former Alameda County Supervisor Keith Carson, Oakland mayoral candidate Loren Taylor, and one of the organizers of the Gospel Music Workshop of America, Helen J. H. Stephens.

Pastor Stuckey often remarks how longevity flourishes at the church — it boasts 13 centenarians (people who have reached 100 years or more). Currently, it has one centenarian who is still surviving, Mrs. Dorothy Chambers, and 14 members who have reached 90 years or more.

Recently, on Feb.17, the pastor and his wife Kay Frances, celebrated their 73rd wedding anniversary.

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“My life has been a roller-coaster with an unlimited ride wristband! I was raised in Berkeley during the time of Ron Dellums, the Black Panthers, and People’s Park. I was a Hippie kid, my Auntie cut off all our hair so we could wear the natural styles like her and Angela Davis.

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Oakland Post

Karen Lewis. Courtesy photo.

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I met Karen Lewis on a park bench in Berkeley. She wrote her story on the spot.

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Jesus healed me! I now have two beautiful grandkids. At 61, this age and this stage, I am finally free indeed. Our Lord Jesus Christ saved my soul. I now know how to be still. I lay at his feet. I surrender and just rest. My life and every step on my path have already been ordered. So, I have learned in this life…it’s nice to be nice. No stressing, just blessings. Pray for the best and deal with the rest.

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Golden State Warriors Program Is Inspiring Next Generation of Female Engineers

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Front Row: UC Berkeley Steel Bridge Team Back Row: Girls, Inc. Participants. Photo courtesy of the Golden State Warriors.

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The Golden State Warriors and e-commerce giant Rakuten are joining forces to inspire the next generation of female engineers through Building STEAM Futures, part of The City Calls campaign.

Organizers say the initiative is founded on the idea that science, technology, engineering, arts, and mathematics (STEAM) are crucial fields for innovation and progress, and empowering young girls to pursue careers in these areas is more important than ever. Studies consistently show that girls are underrepresented in STEAM fields, resulting in a gender disparity that limits potential and hinders diversity.

On Saturday, March 8, International Women’s Day, the Warriors and Rakuten hosted 20 middle school girls from Girls Inc. of Alameda County at Chase Center’s Above the Rim for a hands-on bridge-building experience. The young girls from Girls, Inc. of Alameda County had an opportunity to design, build and test their own bridge prototypes and learn the fundamentals of bridge construction from the Engineering Alliance and the UC Berkeley Steel Bridge Team.

This STEAM experience for the girls followed the first session in January, where they took a behind-the-scenes tour of the Golden Gate Bridge, learning about its design and construction from industry experts. The City Calls campaign, tipped off with the unveiling the Warriors’ new bridge-themed City Edition jerseys and court design earlier this year.