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Oakland Will Pilot Guaranteed Income Program

“One of my hopes in testing out a guaranteed income is that other cities would follow suit, and I’m thrilled that Oakland is among the first. I applaud Mayor Schaaf’s leadership and am looking forward to working with her to move from pilot to policy,” said former Stockton Mayor and Founder of Mayors for a Guaranteed Income, Michael Tubbs. “By focusing on BIPOC residents, the Oakland Resilient Families program will provide critical financial support to those hardest hit by systemic inequities, including the pandemic’s disproportionate toll on communities of color.”

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Mayor Libby Schaaf

In partnership with Family Independent Initiative and Mayors for a Guaranteed Income, Oakland Resilient Families will be among the nation’s largest efforts to determine the effectiveness of monthly unconditional payments to residents to help overcome economic instability

 Oakland will host one of the largest guaranteed income pilot projects in the country to give 600 BIPOC families with low-incomes an unconditional $500 per month for at least 18 months.

“Oakland Resilient Families” is a collaboration between the Oakland-based community organization Family Independence Initiative and the national Mayors for a Guaranteed Income. The project will support 600 Oakland families while building momentum for strategies to eliminate racial disparities in economic stability, mobility, and assets through a guaranteed income.

“The poverty we all witness today is not a personal failure, it is a systems failure,” said Oakland Mayor Libby Schaaf. “Guaranteed income is one of the most promising tools for systems change, racial equity, and economic mobility we’ve seen in decades. I’m proud to work with such committed local partners to build a new system that can help undo centuries of economic and racial injustice and point us all toward a more just society.”

The Oakland Resilient Families partnership is excited to announce the framework design for community feedback, with the goal of starting payments this spring and summer.

Key Points:

 

  1. Who is this for? Black, Indigenous, and People of Color (BIPOC) (i.e. groups with the greatest wealth disparities per the Oakland Equity Index) with low incomes and at least 1 child under 18, regardless of documentation status. The term “family” is defined broadly to recognize that families come in all shapes and sizes.
  2. How is “low-income” defined? At or below 50% of Area Median Income (about $59,000 per year for a family of 3), however half of the spots are reserved for very-lo- income families earning below 138% of the Federal Poverty Level (about $30,000 per year for a family of 3).
  3. How are families chosen and how will they apply? Later this spring and summer, and after considerable community outreach efforts that begin with this week’s announcement, a multilingual online form will be released where families can answer a few questions to screen for eligibility. After that families are randomly selected to receive the cash payments.
  4. How can the money be used? In any way families want. Families will receive $500 per month for 18 months, unconditionally, to use however they choose. They have the option of participating in periodic surveys and interviews, but are not required to.

 

  1. When will this start? The goal is to begin payments to families this spring after incorporating more community feedback and to have the entire program up and running this summer.

 

Oakland Resilient Families began with a pledge to bring a guaranteed income program to Oakland when Mayor Libby Schaaf joined Mayors for a Guaranteed Income as a founding mayor in 2020. Mayors for a Guaranteed Income (MGI) grew out of the groundbreaking Stockton Economic Empowerment Demonstration (SEED) led by former Mayor Michael Tubbs.

MGI now convenes in dozens of cities across the country to support guaranteed income pilots. Oakland Resilient Families is not a city-run program but the partnership with MGI connects the initiative with dozens of other cities for research collaboration and technical assistance.

In preliminary results released earlier this month, gathered from Feb. 2019 to Feb. 2020, SEED found recipients obtained full-time employment at more than twice the rate of non-recipients. Recipients were less anxious and depressed, both over time and compared to the control group. They also saw statistically significant improvements in emotional health, fatigue levels and overall well-being.

“One of my hopes in testing out a guaranteed income is that other cities would follow suit, and I’m thrilled that Oakland is among the first. I applaud Mayor Schaaf’s leadership and am looking forward to working with her to move from pilot to policy,” said former Stockton Mayor and Founder of Mayors for a Guaranteed Income, Michael Tubbs. “By focusing on BIPOC residents, the Oakland Resilient Families program will provide critical financial support to those hardest hit by systemic inequities, including the pandemic’s disproportionate toll on communities of color.”

The project team includes Oakland-based national non-profit Family Independence Initiative (FII) as the implementing partner and Oakland Thrives provides backbone support and coordination. FII was founded in Oakland 20 years ago with the belief that that society has underestimated the potential and resourcefulness of communities with limited income to improve their own financial and general well-being. FII uses technology to facilitate families in accessing cash and supporting one another in achieving mobility — working with over 200,000 households nationally with $140 million in unrestricted cash transfers since the pandemic reached the U.S.

“When people say ‘How do we solve poverty in America?’ The reality is that families solve poverty everyday,” said Jesus Gerena, CEO, Family Independence Initiative. “FII is proud to deepen our partnership with Oakland families in our hometown through Oakland Resilient Families.”

In partnership with local community organizations and government leaders, Oakland Resilient Families will continue incorporating community feedback on design and implementation. Opportunities will include multilingual outreach, socially distanced in-person and online presentations, tabling at community events, and focus groups with eligible families compensated for their time.

“As a Council representative for East Oakland, an area that faces many challenges including economic disparities and historic underinvestment, I am excited to see this innovative program come to Oakland,” said Councilmember Loren Taylor. “While traditional outreach often comes up short – failing to effectively engage those with the most need, I am ready to help lead a more effective community engagement process to bring hope and relief to those who have not had the chance to benefit from the same prosperity and opportunities in Oakland.”

Oakland Resilient Families is 100% funded through philanthropic donations anchored by an investment from Blue Meridian Partners’ Place Matters portfolio, which aims to improve economic and social mobility in communities across the US through investments both in place-based partnerships and in supports to catalyze their success.

For more information visit www.oaklandresilientfamilies.org

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Activism

Oakland Post: Week of April 23 – 29, 2025

The printed Weekly Edition of the Oakland Post: Week of April 23 – 29, 2025

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#NNPA BlackPress

Chavis and Bryant Lead Charge as Target Boycott Grows

BLACKPRESSUSA NEWSWIRE — Surrounded by civil rights leaders, economists, educators, and activists, Bryant declared the Black community’s power to hold corporations accountable for broken promises.

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By Stacy M. Brown
BlackPressUSA.com Senior National Correspondent

Calling for continued economic action and community solidarity, Dr. Jamal H. Bryant launched the second phase of the national boycott against retail giant Target this week at New Birth Missionary Baptist Church in Atlanta. Surrounded by civil rights leaders, economists, educators, and activists, Bryant declared the Black community’s power to hold corporations accountable for broken promises. “They said they were going to invest in Black communities. They said it — not us,” Bryant told the packed sanctuary. “Now they want to break those promises quietly. That ends tonight.” The town hall marked the conclusion of Bryant’s 40-day “Target fast,” initiated on March 3 after Target pulled back its Diversity, Equity, and Inclusion (DEI) commitments. Among those was a public pledge to spend $2 billion with Black-owned businesses by 2025—a pledge Bryant said was made voluntarily in the wake of George Floyd’s murder in 2020.“No company would dare do to the Jewish or Asian communities what they’ve done to us,” Bryant said. “They think they can get away with it. But not this time.”

The evening featured voices from national movements, including civil rights icon and National Newspaper Publishers Association (NNPA) President & CEO Dr. Benjamin F. Chavis Jr., who reinforced the need for sustained consciousness and collective media engagement. The NNPA is the trade association of the 250 African American newspapers and media companies known as The Black Press of America. “On the front page of all of our papers this week will be the announcement that the boycott continues all over the United States,” said Chavis. “I would hope that everyone would subscribe to a Black newspaper, a Black-owned newspaper, subscribe to an economic development program — because the consciousness that we need has to be constantly fed.” Chavis warned against the bombardment of negativity and urged the community to stay engaged beyond single events. “You can come to an event and get that consciousness and then lose it tomorrow,” he said. “We’re bombarded with all of the disgust and hopelessness. But I believe that starting tonight, going forward, we should be more conscious about how we help one another.”

He added, “We can attain and gain a lot more ground even during this period if we turn to each other rather than turning on each other.” Other speakers included Tamika Mallory, Dr. David Johns, Dr. Rashad Richey, educator Dr. Karri Bryant, and U.S. Black Chambers President Ron Busby. Each speaker echoed Bryant’s demand that economic protests be paired with reinvestment in Black businesses and communities. “We are the moral consciousness of this country,” Bryant said. “When we move, the whole nation moves.” Sixteen-year-old William Moore Jr., the youngest attendee, captured the crowd with a challenge to reach younger generations through social media and direct engagement. “If we want to grow this movement, we have to push this narrative in a way that connects,” he said.

Dr. Johns stressed reclaiming cultural identity and resisting systems designed to keep communities uninformed and divided. “We don’t need validation from corporations. We need to teach our children who they are and support each other with love,” he said. Busby directed attendees to platforms like ByBlack.us, a digital directory of over 150,000 Black-owned businesses, encouraging them to shift their dollars from corporations like Target to Black enterprises. Bryant closed by urging the audience to register at targetfast.org, which will soon be renamed to reflect the expanding boycott movement. “They played on our sympathies in 2020. But now we know better,” Bryant said. “And now, we move.”

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#NNPA BlackPress

The Department of Education is Collecting Delinquent Student Loan Debt

BLACKPRESSUSA NEWSWIRE — the Department of Education will withhold money from tax refunds and Social Security benefits, garnish federal employee wages, and withhold federal pensions from people who have defaulted on their student loan debt.

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By April Ryan

Trump Targets Wages for Forgiven Student Debt

The Department of Education, which the Trump administration is working to abolish, will now serve as the collection agency for delinquent student loan debt for 5.3 million people who the administration says are delinquent and owe at least a year’s worth of student loan payments. “It is a liability to taxpayers,” says White House Press Secretary Karoline Leavitt at Tuesday’s White House Press briefing. She also emphasized the student loan federal government portfolio is “worth nearly $1.6 trillion.” The Trump administration says borrowers must repay their loans, and those in “default will face involuntary collections.” Next month, the Department of Education will withhold money from tax refunds and Social Security benefits, garnish federal employee wages, and withhold federal pensions from people who have defaulted on their student loan debt. Leavitt says “we can not “kick the can down the road” any longer.”

Much of this delinquent debt is said to have resulted from the grace period the Biden administration gave for student loan repayment. The grace period initially was set for 12 months but extended into three years, ending September 30, 2024. The Trump administration will begin collecting the delinquent payments starting May 5. Dr. Walter M. Kimbrough, president of Talladega College, told Black Press USA, “We can have that conversation about people paying their loans as long as we talk about the broader income inequality. Put everything on the table, put it on the table, and we can have a conversation.” Kimbrough asserts, “The big picture is that Black people have a fraction of wealth of white so you’re… already starting with a gap and then when you look at higher education, for example, no one talks about Black G.I.’s that didn’t get the G.I. Bill. A lot of people go to school and build wealth for their family…Black people have a fraction of wealth, so you already start with a wide gap.”

According to the Education Data Initiative, https://educationdata.org/average-time-to-repay-student-loans It takes the average borrower 20 years to pay their student loan debt. It also highlights how some professional graduates take over 45 years to repay student loans. A high-profile example of the timeline of student loan repayment is the former president and former First Lady Barack and Michelle Obama, who paid off their student loans by 2005 while in their 40s. On a related note, then-president Joe Biden spent much time haggling with progressives and Democratic leaders like Senators Elizabeth Warren and Chuck Schumer on Capitol Hill about whether and how student loan forgiveness would even happen.

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