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OP-ED: Lawsuit Lending Disclosure is Key to Racial Justice in New York and Across America
NNPA NEWSWIRE — In theory, lawsuit loans can serve as a critical line of support for individuals who find themselves in unenviable positions as the victims of fraud, accidental injury, or even malicious attacks – especially for those who are unbanked or underbanked and lack a financial safety net, which too often is the case for people of color.

By Benjamin F. Chavis, Jr., President and CEO, National Newspaper Publishers Assocition
My first brush with the law took place when I was just 12 years old. I walked into the local library in Oxford, N.C., from which Black Americans were expressly forbidden, and tried to check out a book. The librarian responded by calling the police.
A dozen years later, at the age of 24, I and nine other men and women were wrongfully accused of arson during a spate of race-related civil unrest in Wilmington, N.C. We became known as The Wilmington Ten. We were unjustly sentenced to a combined total of 282 years in prison. It took more than 40 years for the state of North Carolina to officially issue a “Pardon of Innocence” to The Wilmington Ten.
After a lifetime as a civil rights advocate fighting against a wide range of discriminatory practices and racial injustices, I know firsthand how the levers of justice can be pulled or manipulated by the powers that be to the detriment of vulnerable individuals and underserved communities.
A glaring example of this exists right now in New York, where a complete lack of regulation of the booming lawsuit lending industry is enabling unscrupulous lenders to take advantage of injured and mistreated borrowers. Also known as “litigation funding” or “car accident loans,” lawsuit lending is the practice by which individuals can borrow against potential legal settlements or judgements to cover day-to-day expenses or medical bills while they await the outcome of their case.
It is time for state lawmakers to protect the vulnerable individuals who too frequently find themselves as the victims of usurious lending practices. They can do this by passing some commonsense reforms of the lawsuit lending industry that cap the interest lenders can charge and require disclosure of lawsuit loans to ensure transparency in the legal system.
In theory, lawsuit loans can serve as a critical line of support for individuals who find themselves in unenviable positions as the victims of fraud, accidental injury, or even malicious attacks – especially for those who are unbanked or underbanked and lack a financial safety net, which too often is the case for people of color.
In practice, however, the complete lack of regulation of the lawsuit lending industry is too often manipulated by bad actors, some of whom are bankrolled by big hedge funds, or even foreign interests. Due to the lack of an interest rate cap, for example, unscrupulous lenders can charge as much as they want – sometimes as much as 200 percent.
Such was the case for a young mother from The Bronx, who worked hard during her pregnancy to ensure her twins’ needs would be met when they were born. Yet, despite all the preparations and precautions she took, one baby was injured during birth, resulting in severe brain damage. The mother filed a medical malpractice case, and the bills piled up. Her attorney directed her to a lender who gave her a loan with a 65 percent interest rate, which compounded by 1.5 percent every month.
Adding insult to injury, the mother later discovered that the firm her lawyer recommended was owned by the attorney’s brother. The court ultimately determined that the lack of knowledge of this relationship could be interpreted as a conflict of interest, since the attorney could have influenced his client’s acceptance of a settlement to his brother’s benefit.
Only by mandating the disclosure of lawsuit loans during the legal process can potential ethical lapses like this one be sure to be brought to light, leveling the playing field for all parties. Who knows how many settlements have been delayed, decreased, or improperly influenced to the detriment of borrowers merely to ensure that usurious loans are repaid to their predatory lenders?
A properly regulated lawsuit lending industry could have benefitted that mother in The Bronx. It also could have benefitted the many people like me, who have been wrongfully imprisoned or convicted and, in some cases, are now being aggressively targeted by the lawsuit lending industry.
A reform bill that both reasonably caps interest rates and ensures transparency will ensure that New Yorkers and others across America in need can continue to access lawsuit loans and be projected from the greedy whims of the wealthy and powerful. Those experiencing some of the most difficult periods of their lives deserve support and protection, and surely do not deserve to be victimized repeatedly.
Dr. Benjamin F. Chavis Jr., civil rights leader, author, journalist, and the current president and CEO of the National Newspaper Publishers Association (NNPA) can be reached at dr.bchavis@nnpa.org .
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Federal Raids Target Migrant Kids, Split Families
BLACKPRESSUSA NEWSWIRE — The Trump administration has reportedly removed at least 500 migrant children from their homes across the United States and placed them into government custody, according to multiple sources familiar with the matter.

By Stacy M. Brown
Black Press USA Senior National Correspondent
The Trump administration has reportedly removed at least 500 migrant children from their homes across the United States and placed them into government custody, according to multiple sources familiar with the matter. The children, many of whom were living with family members or other vetted sponsors, were taken during so-called “welfare checks” carried out by Immigration and Customs Enforcement (ICE) and other federal agencies. According to CNN, the operations are part of a larger campaign launched shortly after President Donald Trump returned to office, with federal authorities setting up a “war room” inside the Department of Health and Human Services (HHS) to review data on children who entered the country alone and were later released to sponsors. Officials have used the room to coordinate efforts between agencies, including ICE and the Office of Refugee Resettlement (ORR), which oversees the custody of unaccompanied migrant children.
Trump officials claim the effort is aimed at protecting children placed in unsafe conditions or with unqualified sponsors, pointing to cases where children were released to individuals with criminal backgrounds or those involved in smuggling. Homeland Security spokesperson Tricia McLaughlin said the welfare checks have led to the arrests of some sponsors and the transfer of children into ORR custody. Federal data shows more than 2,500 children are currently in ORR custody. CNN reported that the average stay has grown significantly, from 67 days in December 2024 to 170 days by April 2025. Former Health and Human Services officials say new vetting rules—including income requirements, government-issued ID, and DNA tests—have made it far more difficult for parents and guardians, particularly those who are undocumented, to reclaim their children.
In some cases, reunifications that had already been scheduled were canceled. A recent lawsuit details how two brothers, ages 7 and 14, remain in government care because their mother cannot meet new documentation requirements under the revised policies. Mark Greenberg, a former senior HHS official, stated that the approach puts children in a difficult situation. “To the extent, the goal is to determine whether children are in danger or in need of help, this isn’t a good way to do that because it creates fear that anything they say could be used against their parent or family member,” he said. Immigration enforcement agents reportedly have visited children’s homes and asked about their journey to the U.S., school attendance, and upcoming immigration court appearances. Legal advocates say these visits, which sometimes include the FBI, are not standard child welfare procedures and can create fear and confusion among minors.
An FBI spokesperson confirmed the agency’s role, saying, “Protecting children is a critical mission for the FBI, and we will continue to work with our federal, state, and local partners to secure their safety and well-being.” Multiple outlets noted that the Trump administration has not provided clear evidence that large numbers of children are missing. Instead, it has referenced a Department of Homeland Security inspector general report from 2023 that noted more than 291,000 unaccompanied minors had not received notices to appear in immigration court. Former officials note that these figures do not necessarily indicate that the children are missing; some lacked updated addresses or were affected by administrative backlogs.
Within HHS, officials were instructed to expedite policy changes. Former ORR Ombudsman Mary Giovagnoli stated that a senior ICE official, Melissa Harper, was temporarily appointed to lead ORR. Her short tenure was followed by Angie Salazar, another former ICE official who now frequently communicates with White House Deputy Chief of Staff Stephen Miller. Trump’s team argues the Biden administration allowed thousands of unaccompanied children to enter the country without sufficient oversight. Jen Smyers, a former ORR deputy director, stated that all sponsors underwent thorough vetting, including Department of Justice background checks and reviews of the sex offender registry. “No amount of vetting is a predictor of the future,” she said. The Miami Herald recently reported that a 17-year-old foster child in Florida was removed from his home in shackles and transferred to ICE custody. The boy and his mother had crossed the border without documentation, but he had been living in a state-supervised foster placement. The case raised concerns about the state’s cooperation with federal enforcement and the message it sends to immigrant families. Concerns about federal custody of vulnerable children are not confined to immigration.
In North Carolina, a 7-month-old baby died after being left in a hot minivan by her foster mother, who now faces charges of negligent child abuse and involuntary manslaughter. In Hawaii, dozens of children have been forced to sleep in government offices and hotels due to a shortage of foster placements. In North Dakota, a foster couple has been charged in the death of a 3-year-old after surveillance footage showed the child being repeatedly assaulted. “These cases show what happens when systems meant to protect children fail them,” said Laura Nally, director of the Amica Center for Immigrant Rights Children’s Program. “There’s a growing concern that these welfare checks are being used to carry out mass detentions of sponsors and unnecessarily return children to government custody.”
#NNPA BlackPress
Protests of a Costly and Historic Parade
BLACKPRESSUSA NEWSWIRE — President Trump is planning an elaborate and costly celebration for the 250th anniversary of the U.S. Army that coincides with his birthday.

By April Ryan
It will rain on President Trump‘s parade on Saturday if most weather forecasts correctly predict the chance of storms. President Trump is planning an elaborate and costly celebration for the 250th anniversary of the U.S. Army that coincides with his birthday. When asked if he plans to attend the massive D.C. celebration, New York Democratic Congressman Greg Meeks exclaimed,” Heck no!” He elaborated, saying, “It is clear to me that what Donald J. Trump is trying to do is to emulate Vladimir Putin.” Trump and Putin, the Russian president, are friends. Meeks feels “that’s where he initially got the idea from when he saw the tanks going down the street and how people bow down to Vladimir Putin, how…that authoritarian runs his country where no one questions what he does.”
Meanwhile, around the nation 1600 protests are scheduled to coincide with what is happening in Washington, D.C. Democratic Congressman Al Greene confirms he will attend several “No King Day” protest rallies and marches in his home state of Texas. The congressman questions the president’s comments about using “force” for anyone trying to stop the parade. Reverand William Barber plans to be in Philadelphia on Saturday. “We are having a rally bringing people together,” the civil rights leader confirmed. The leader of Repairers of the Breach added, “Those rallies are gonna be massive and multiracial of every race, color, creed, religion, geographic area, so this is not a moment. We must have a constant movement.”
Weeks ago, DC Mayor Muriel Bowser warned the parade, and all its military might, and pageantry would cost “many millions of dollars” just to repair District streets after the heavy artillery tanks rolled down the historic roads in the nation’s capital. Tall gates and other barricades around the White House are part of the parade’s security measures. The Secret Service has warned of a high-security presence in the area for the parade. You can expect to see military tanks, dozens of other military vehicles, and thousands of service members marching along a route stretching nearly four miles from the Pentagon to the White House.
#NNPA BlackPress
Critics Question 2024 Results as Musk Tactics Surface
BLACKPRESSUSA NEWSWIRE — Now, a Wisconsin nonprofit has filed a legal complaint accusing Musk, his America PAC, and a Musk-affiliated group called United States of America Inc. of violating state election laws by bribing voters.

By Stacy M. Brown
Black Press USA Senior National Correspondent
Donald Trump’s return to the White House in 2024 has reignited questions about election integrity, particularly after his remarks thanking Elon Musk for what he called a “landslide” win in Pennsylvania. “He knows those computers better than anybody… all those vote-counting computers,” Trump said. “So, thank you to Elon.” The comment set off alarm, including Texas Rep. Jasmine Crockett. “So, Trump is rambling on about he and Elon rigging the election?! Am I missing something or is he confessing to yet another damn crime?!” she posted on social media.
Now, a Wisconsin nonprofit has filed a legal complaint accusing Musk, his America PAC, and a Musk-affiliated group called United States of America Inc. of violating state election laws by bribing voters. The Wisconsin Democracy Campaign and two voters allege Musk handed out $1 million checks and that his PAC paid $100 to registered voters who signed petitions and gave their contact information. Wisconsin law prohibits offering anything of value over $1 to encourage someone to vote. The complaint also cites violations of the state’s lottery ban. The plaintiffs are asking a court to declare the actions illegal, prevent future violations, and award damages if applicable.
The lawsuit follows a failed attempt by Wisconsin Attorney General Josh Kaul to block Musk’s actions earlier this year. Kaul argued that Musk’s conduct amounted to illegal inducement, but courts declined to intervene before the April state Supreme Court election. Jeff Mandell, president and general counsel for Law Forward, which represents the plaintiffs, said this new case is being filed under more typical legal timelines. “We’re trying to create … accountability in a more regular timeline, in a way that gives the courts the opportunity to look at this more carefully,” Mandell said.
Musk, who served briefly as a Trump adviser and led a short-lived federal agency focused on cost-cutting, has denied wrongdoing. He initially promoted the giveaways as rewards for early voters but later revised eligibility criteria following legal scrutiny. The controversy has added fuel to growing concerns over anomalies in places like Rockland County, New York, where Vice President Kamala Harris reportedly received virtually no votes despite Democratic victories in other races. “We know exactly what happened and how it unfolded, and we’re asking the court to say this is not acceptable,” Mandel has said.
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