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OP-ED: Vice-President Kamala is Ready!

CAPITAL OUTLOOK — As I noted in my Op-Ed, three weeks ago, our vice president is ready to be the next president of the United States. End of discussion! The delegates to the Democratic National Convention next month, should enthusiastically nominate her to lead the ticket. Vice-President Kamala Harris will energize the electorate; she will create great excitement and hope. President Biden’s decision has proven again that he loves this country; he is a dear patriot; and he is a great man!
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By Reverend Dr.  RB Holmes, Jr.

We must commend and appreciate President Joseph Biden for being a quintessential leader and, perhaps, one of the best presidents in modern political history. He is not finished yet. He will complete his agenda of appointing qualified federal judges, reducing the cost of prescription drugs, working for a cease-fire in the Middle East, and building a stronger economy for all Americans. President Biden has endorsed his Vice-President, the Honorable Kamala Harris, to head the Democratic ticket for the presidency.

As I noted in my Op-Ed three weeks ago, our vice president is ready to be the next president of the United States. End of discussion! The delegates to the Democratic National Convention next month should enthusiastically nominate her to lead the ticket. Vice-President Kamala Harris will energize the electorate; she will create great excitement and hope.  President Biden’s decision has proven again that he loves this country; he is a dear patriot; and he is a great man!

President Biden: Should he stay, or should he leave?

By Reverend Dr.  RB Holmes, Jr.

This query is perhaps one of the greatest questions of the last 248 years. In my humble opinion, the answer to this question will decide what kind of nation we will leave to future generations. As it relates to baby boomers, the answer to this question will determine the quality of ourselves as it relates to, hopefully, “the bonus years” that remain.

The Democratic Party is having a proverbial meltdown since the June 27, 2024, debate debacle by President Biden. Democrats can’t get out of their way. Some believe that President Biden should step aside for what appears to be his failing health. Others in the party are standing with the president, saying, in essence, he should remain in the race. What are you saying? Should he stay, or should he leave?

Full disclosure: I am an independent. I once was a Democrat and even a Republican. The Republican Party ran me out of the party.  I really couldn’t stay in a party that is destroying and dismantling programs and policies that I truly believed made this country great.

Let’s turn our attention back to the Biden challenge. I voted for President Biden and will gladly vote for him again if he remains in the race.  President Joe Biden is a good man:

He is a man of great character and integrity.

He brought us through the worst pandemic in our lifetime. He didn’t recommend injecting “bleach.” He provided resources to struggling Americans to keep food on their tables and most importantly, he trusted the vaccine and the medical community’s advice. This president didn’t weaponize this deadly virus for political points.

President Biden helped bring this economy out of an impending recession and has advocated for the expansion of Medicaid rather than its elimination.

President Biden is bringing down the high cost of prescription drugs, especially for the elderly and the poor.

President Biden is fighting to save Obamacare, social security, the environment, and good-paying jobs for all Americans.

President Biden is a strong advocate for the Civic Rights Bill of 1964, The Voting Rights Bill of 1965, and the Fair Housing Bill of 1966.

President Biden is an advocate for diversity, equity, and inclusion (DEI).

President Biden is for affirmative action programs.

President Biden is for women making their own health decisions.

President Biden will stand up for the rights of the Dreamers. He hasn’t demonized immigrants. Unlike the Republican Party’s likely nominee, I don’t recall President Biden ever saying he doesn’t want people coming to the United States from those “s____ hole” countries.

President Biden has never been an advocate for white supremacy. Remember, he decided to run for president because of the pro-supremacy march in Charlottesville, Virginia. His slogan became “I am fighting for the soul of the nation!” Friends, unfortunately, this nation’s soul is sick. We need someone in that White House who does not give voice to white supremacy nor give support to the proud boys. President Biden is proud to be an American.

The question is whether President Biden should stay or go. Jesus said, “You will know them by their fruits. (St.  Matthew 7:16) After the debate between President Biden and former President Donald J. Trump, begin to examine the fruit. In essence, I became a fruit inspector. Yes, the president acknowledged he had a bad debate and confirmed that he is no longer a smooth talker: his steps are slower, and he isn’t as articulate as he was in the past.  The question is, who is? As a fruit inspector, I don’t think we ought to cut down the entire tree because of a bad branch.

Let me continue to examine the Biden fruit. Yes, it is an old tree, but old trees are full of shade, wisdom, hope, experience and tenacity. Biden was appointed by the first Black president to serve this country in 248 years, the honorable Barack Hussein Obama.  Oh yes! He saw the good fruit. The powerful United States Congressman, the Honorable Jim Clyburn (D-SC), saw this good fruit when he enthusiastically endorsed Joe Biden in 2020 for president. I met Congressman Clyburn a few Sundays ago when he spoke at the Mount Zion Baptist Church in Albany, Georgia, where the pastor is Reverend Daniel Simmons.  At that service, Congressman Clyburn told the story of an elderly woman at a funeral who asked him, “who was he voting for.” He told her Joe Biden and the rest is history. Congressman Clyburn is still standing with Joe Biden. Why? He has seen a fruit tree producing good fruit.

Congressman Clyburn has witnessed up front and close the good decisions that President Biden has made and will continue to make. The man has sound judgment, and he has wisdom. President Biden selected The Honorable Senator Kamala Harris to be his Vice President. Her selection was indeed an historic and transformative decision.  Listen, I have personally met Vice President Kamala Harris. She is the real deal. She is brilliant, she is intelligent, and she is probably one of the best vice presidents to ever serve this nation.

Also, as I examine the Biden tree, he is decisive and courageous in making the right decisions and appointments. He appointed the first black female to the United States Supreme Court. Yes, the Supreme Court: the honorable Associate Justice, Ketanji Brown Jackson. In reference to federal judges, President Biden has appointed more black federal judges than any president in these 248 years of this nation. Trust me, federal judges matter.

The next president will most likely appoint two or more justices to the mighty Supreme Court, a court today that is radically and cynically erasing the significant rulings of the 20th century. Melvin and the Blue Notes are prophetically telling us to “Wake up everybody!” While the country is in a debate about Biden, we are losing our hard-earned rights of yesteryears.

The question is should Biden stay, or should he step down? My answer is he should stay in the race for a second term.  This decision is between President Biden and his family. I believe this president will make the best decision for the good of this country. Moreover, he has an impressive record of achievements and accomplishments in his fifty-plus years as a faithful public servant. I hope we would not allow a 90-minute debate to be the defining moment of a stellar political career of fifty remarkable years. He has provided this nation with faithful, forthright, and fruitful leadership. I pray to God that he would be healthy enough to continue to “bring forth good fruits.”

Let’s look into the future. If, for some reason, President Biden should step aside, there is a viable and venerable alternative. That person is the sitting vice president of this nation, the gifted Kamala Harris. This nation is blessed and highly favored to have such an incredible person ready to accept the baton and lead us to victory in November.  Please do not let the negative talking heads convince you that she isn’t ready. She will be ready, and she is ready to serve, protect, and defend the values of this nation.

Again, President Biden made a masterful decision to select her as his running mate. If she gets the call, she will motivate the base to turn out in record-breaking numbers. She will defeat her opponent; she will unite this country, and she will bring hope and steadfast leadership as our next president. Listen, there should be no division at the Democratic Party’s National Convention if President Biden should decide to step aside. Vice-president Harris is ready to step up!

Reverend Dr.  RB Holmes is CEO and Publisher of the Capital Outlook Newspaper and the Pastor of the Historic Bethel Missionary Baptist Church in Tallahassee, FL.

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Reading and Moving: Great Ways to Help Children Grow

NNPA NEWSWIRE — In these formative years, your little one will learn to walk, learn how to grab and hold items, begin building their muscle strength, and more. Here are some ways to facilitate positive motor development at home:

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Council for Professional Recognition

Before a child even steps into a classroom or childcare center, their first life lessons occur within the walls of their home. During their formative years, from birth to age five, children undergo significant cognitive, motor, and behavioral development. As their primary guides and first teachers, parents, and guardians play a pivotal role in fostering these crucial aspects of growth.

The Council for Professional Recognition, a nonprofit, is dedicated to supporting parents and families in navigating questions about childcare and education training. In keeping with its goal of meeting the growing need for qualified early childcare and education staff, the Council administers the Child Development Associate (CDA). The CDA program is designed to assess and credential early childhood education professionals. This work gives the Council great insights into child development.

Cognitive Development: Building the Foundation of Learning

Cognitive development lays the groundwork for a child’s ability to learn, think, reason, and solve problems.

  • Read Together: One of the most powerful tools for cognitive development is reading. It introduces children to language, expands their vocabulary, and sparks imagination. Make reading a daily ritual by choosing age-appropriate books that capture their interest.
  • Play Together: Play is a child’s entry to the physical, social, and affective worlds. It’s a critical and necessary tool in the positive cognitive development of young children and is directly linked to long-term academic success.
  • Dance and Sing Together: These types of activities help young children develop spatial awareness and lead to improved communication skills. As a bonus, it’s also helpful for improving gross motor skills.
  • Invite your Child to Help you in the Kitchen: It’s a fun activity to do together and helps establish a basic understanding of math and lifelong healthy eating practices.
  • Encourage Questions: As children find their voice, they also find their curiosity for the world around them; persuade them to ask questions and then patiently provide answers.

Motor Development: Mastering Movement Skills

Motor development involves the refinement of both gross and fine motor skills, which are essential for physical coordination and independence. In these formative years, your little one will learn to walk, learn how to grab and hold items, begin building their muscle strength, and more. Here are some ways to facilitate positive motor development at home:

  • Tummy Time: Starting from infancy, incorporate daily tummy time sessions to strengthen neck and upper body muscles, promoting eventual crawling and walking. You can elevate the tummy time experience by:
    • Giving children lots of open-ended toys to explore like nesting bowls, a pail and shovel, building blocks, wooden animals, and people figures.
    • Hanging artwork on the wall that appeals to infants, including bold colors, clear designs, and art from various cultures.
    • Providing mobiles that children can move safely and observe shapes and colors.
  • Outdoor Play: Provide opportunities for outdoor play, whether it’s at a park, playground, or in a backyard. Activities such as running, jumping, climbing, and swinging enhance gross motor skills while allowing children to connect with nature. Also, try gardening together! Not only does gardening promote motor skill development, but it offers many other benefits for young children including stress management, cognitive and emotional development, sensory development, and increased interest in math, sciences, and healthy eating.
  • Fine Motor Activities: Fine motor skills relate to movement of the hands and upper body, as well as vision. Activities that encourage hand-eye coordination and fine motor skill development include:
    • Drawing and coloring
    • Doing puzzles, with size and piece amounts dependent on the age of the child
    • Dropping items or threading age-appropriate beads on strings
    • Stacking toys
    • Shaking maracas
    • Using age-appropriate, blunt scissors
    • Playing with puppets or playdough

This is the type of knowledge that early childhood educators who’ve earned a Child Development Associate credential exhibit as they foster the social, emotional, physical, and cognitive growth of young children.

Supporting Early Childhood Educators

Recently, a decision in Delaware has helped early childhood professionals further their efforts to apply this type of knowledge. Delaware State University, Delaware Technical Community College, and Wilmington University have signed agreements to award 12 credits for current and incoming students who hold the Child Development Associate credential.

Delaware Governor John Carney said, “I applaud the Department of Education and our higher education partners for this agreement, which will support our early childhood educators. Research shows how important early childhood education is to a child’s future success. This new agreement will help individuals earn their degrees and more quickly get into classrooms to do the important work of teaching our youngest learners in Delaware.”

Council for Professional Recognition CEO Calvin E. Moore, Jr., said his organization is honored to be a part of this partnership.

“Delaware and the work of these institutions is a model that other states should look to. This initiative strengthens the early childhood education workforce by accelerating the graduation of more credentialed educators, addressing the critical need for qualified educators in early childhood education. We have already seen the impact the work of the Early Childhood Innovation Center has brought to the children of Delaware.”

 

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Student Loan Debt Drops $10 Billion Due to Biden Administration Forgiveness

NNPA NEWSWIRE — The Center for American Progress estimates the interest waiver provisions would deliver relief to roughly 6 million Black borrowers, or 23 percent of the estimated number of borrowers receiving relief, as well as 4 million Hispanic or Latino borrowers (16 percent) and 13.5 million white borrowers (53 percent).

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New Education Department Rules hold hope for 30 million more borrowers

By Charlene Crowell, The Center for Responsible Lending

As consumers struggle to cope with mounting debt, a new economic report from the Federal Reserve Bank of New York includes an unprecedented glimmer of hope. Although debt for mortgages, credit cards, auto loans and more increased by billions of dollars in the second quarter of 2024, student loan debt decreased by $10 billion.

According to the New York Fed, borrowers ages 40-49 and ages 18-29 benefitted the most from the reduction in student loan debt.

In a separate and recent independent finding, 57 percent of Black Americans hold more than $25,000 in student loan debt compared to 47 percent of Americans overall, according to The Motley Fool’s analysis of student debt by geography, age and race. Black women have an average of $41,466 in undergraduate student loan debt one year after graduation, more than any other group and $10,000 more than men.

This same analysis found that Washington, DC residents carried the highest average federal student loan debt balance, with $54,146 outstanding per borrower. Americans holding high levels of student debt lived in many of the nation’s most populous states – including California, Texas, and Florida.

The Fed’s recent finding may be connected to actions taken by the Biden administration to rein in unsustainable debt held by people who sought higher education as a way to secure a better quality of life. This decline is even more noteworthy in light of a series of legal roadblocks to loan forgiveness. In response to these legal challenges, the Education Department on August 1 began emailing all borrowers of an approaching August 30 deadline to contact their loan servicer to decline future financial relief. Borrowers preferring to be considered for future relief proposed by pending departmental regulations should not respond.

If approved as drafted, the new rules would benefit over 30 million borrowers, including those who have already been approved for debt cancellation over the past three years.

“These latest steps will mark the next milestone in our efforts to help millions of borrowers who’ve been buried under a mountain of student loan interest, or who took on debt to pay for college programs that left them worse off financially, those who have been paying their loans for twenty or more years, and many others,” said U.S. Secretary of Education Miguel Cardona.

The draft rules would benefit borrowers with either partial or full forgiveness in the following categories:

  • Borrowers who owe more now than they did at the start of repayment. This category is expected to largely benefit nearly 23 million borrowers, the majority of whom are Pell Grant recipients.
  • Borrowers who have been in repayment for decades. Borrowers of both undergraduate and graduate loans who began repayment on or before July 1, 2000 would qualify for relief in this category.
  • Borrowers who are otherwise eligible for loan forgiveness but have not yet applied. If a borrower hasn’t successfully enrolled in an income-driven repayment (IDR) plan but would be eligible for immediate forgiveness, they would be eligible for relief. Borrowers who would be eligible for closed school discharge or other types of forgiveness opportunities but haven’t successfully applied would also be eligible for this relief.
  • Borrowers who enrolled in low-financial value programs. If a borrower attended an institution that failed to provide sufficient financial value, or that failed one of the Department’s accountability standards for institutions, those borrowers would also be eligible for debt relief.

Most importantly, if the rules become approved as drafted, no related application or actions would be required from eligible borrowers — so long as they did not opt out of the relief by the August 30 deadline.

“The regulations would deliver on unfulfilled promises made by the federal government to student loan borrowers over decades and offer remedies for a dysfunctional system that has often created a financial burden, rather than economic mobility, for student borrowers pursuing a better future,” stated the Center for American Progress in an August 7 web article. “Meanwhile, the Biden-Harris administration also introduced income limits and caps on relief to ensure the borrowers who can afford to pay the full amount of their debts do so.”

“The Center for American Progress estimates the interest waiver provisions would deliver relief to roughly 6 million Black borrowers, or 23 percent of the estimated number of borrowers receiving relief, as well as 4 million Hispanic or Latino borrowers (16 percent) and 13.5 million white borrowers (53 percent).”

These pending regulations would further expand the $168.5 billion in financial relief that the Biden Administration has already provided to borrowers:

  • $69.2 billion for 946,000 borrowers through fixes to Public Service Loan Forgiveness (PSLF).
  • $51 billion for more than 1 million borrowers through administrative adjustments to IDR payment counts. These adjustments have brought borrowers closer to forgiveness and addressed longstanding concerns with the misuse of forbearance by loan servicers.
  • $28.7 billion for more than 1.6 million borrowers who were cheated by their schools, saw their institutions precipitously close, or are covered by related court settlements.
  • $14.1 billion for more than 548,000 borrowers with a total and permanent disability.
  • $5.5 billion for 414,000 borrowers through the SAVE Plan.

More information for borrowers about this debt relief is available at StudentAid.gov/debt-relief.

Charlene Crowell is a senior fellow with the Center for Responsible Lending. She can be reached at Charlene.crowell@responsiblelending.org.  

Charlene Crowell NNPA Newswire Columnist

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Congressional Black Caucus Releases Groundbreaking Corporate Accountability Report on DEI

NNPA NEWSWIRE — Most Fortune 500 companies participating in the CBC’s survey demonstrated their commitment to DEI even after the Supreme Court’s ruling. CBC members said this is crucial because conservative organizations, such as Stephen Miller-led America First Legal, are increasingly waging legal and political attacks against corporations’ diversity initiatives. These groups argue that DEI initiatives violate federal law, threatening legal action against companies that continue to promote workplace diversity.

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By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Congressional Black Caucus (CBC) Chairman Steven Horsford (NV-04) and CBC members have released a first-of-its-kind report titled “What Good Looks Like: A Corporate Accountability Report on Diversity, Equity, and Inclusion.” The report aims to hold Fortune 500 companies accountable for their commitments to diversity, equity, and inclusion (DEI) in the wake of George Floyd’s murder and the racial justice movement that followed. This initiative comes as corporate America faces renewed scrutiny following the Supreme Court’s decision to overturn affirmative action in the Students for Fair Admissions v. Harvard case.

The CBC’s report highlights which corporations are making tangible progress in advancing DEI and offers a roadmap for other companies to follow. Despite efforts from right-wing groups to dismantle diversity initiatives, the report finds that many Fortune 500 companies are standing firm in their commitments. The report also examines DEI practices in manufacturing, finance, insurance, and technology sectors, providing industry-specific insights.

Most Fortune 500 companies participating in the CBC’s survey demonstrated their commitment to DEI even after the Supreme Court’s ruling. CBC members said this is crucial because conservative organizations, such as Stephen Miller-led America First Legal, are increasingly waging legal and political attacks against corporations’ diversity initiatives. These groups argue that DEI initiatives violate federal law, threatening legal action against companies that continue to promote workplace diversity.

The Findings

The CBC’s report offers a detailed analysis of diversity efforts across various industries, using data from the Global Industry Classification Standard (GICS) and the North American Industry Classification System (NAICS). Key findings include:

  • Sector Representation: The bulk of the responses came from companies in manufacturing (31%), finance and insurance (25%), and information (16%).
  • Best Practices: The report identifies 12 best practices, including leadership accountability, data disaggregation, talent retention, and pay equity. These examples provide a model for other companies to implement DEI strategies effectively.
  • Progress and Challenges: While many companies have made significant strides, persistent gaps remain, particularly in leadership diversity and retention rates. The report encourages corporations to move beyond public statements and implement measurable DEI outcomes.

The CBC hopes the report will serve as a tool for corporations to benchmark their progress and adopt more robust DEI measures. “What Good Looks Like” outlines not only where companies are succeeding but also where opportunities for improvement lie, urging corporate leaders to align their actions with their stated DEI values.

Conservative Backlash and the Fight for DEI

Officials said the CBC’s efforts to hold corporations accountable come amid heightened political tensions. Since the Supreme Court’s ruling, Donald Trump and his supporters have escalated their attacks on DEI programs. Right-wing legal campaigns have targeted not only corporate diversity efforts but also federal programs aimed at leveling the playing field for Black and minority-owned businesses.

Conservative attorneys general from over a dozen states have warned Fortune 500 companies, threatening legal action over their diversity programs. Additionally, anti-DEI bills have been introduced in more than 30 states, aiming to restrict diversity efforts in college admissions and the workplace.

Despite the attacks, the CBC said it remains steadfast in its commitment to advancing racial and economic equity. In December 2023, the CBC sent Fortune 500 companies an accountability letter urging them to uphold their DEI commitments in the face of political pressure, which catalyzed the report.

Corporate America’s response has been overwhelmingly positive. Since the CBC’s letter, companies have held over 50 meetings with CBC representatives, affirming their dedication to diversity. The CBC has also convened discussions with industry trade associations and hosted a briefing with more than 300 Fortune 500 company representatives to strengthen collaboration on DEI efforts.

Moving Forward

The CBC’s report is not just a reflection on past efforts but a call to action for the future. It highlights the importance of cross-industry learning, encouraging companies to share best practices and build upon one another’s successes. The CBC also recommends that corporations adopt consistent performance metrics to track progress and foster accountability.

Looking ahead, the CBC plans to push for more economic opportunities for Black Americans, focusing on closing the racial wealth gap. Horsford emphasized that DEI is not only a moral imperative but also an economic one. Research from McKinsey & Company shows that racially diverse companies outperform their peers by 39% in profitability, further underscoring the business case for diversity.

The CBC’s report offers a roadmap for companies committed to fostering a more inclusive and equitable future despite political and legal challenges.

“Following the murder of George Floyd on May 25, 2020, we witnessed a nationwide response calling for long-overdue justice and accountability,” Horsford wrote in the report. “Millions of Americans flooded the streets in protest to advocate for an end to the cycles of violence against Black Americans that are perpetuated by systemic racism ingrained deeply in the United States.

“Now, in order to move forward and achieve the goals of these commitments, we must evaluate where we are and stay the course. We cannot allow a handful of right-wing agitators to bully corporations away from their promises.”

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