Advice

Pandemic Takes Heavy Toll on Children’s Mental Health

Michelle Cabrera, executive director of the County Behavioral Health Directors Association (CBHDA), spotlighted the health needs of minority youth. She explained that all over the nation — and in California — youth are suffering from a mental health crisis, leading to increasing numbers of suicide and high levels of anxiety in schools.

Published

3 years ago

December 31, 2021

Oakland Post

Black children are experiencing depression associated with pandemic.

By Charlene Muhammad | California Black Media

The COVID-19 pandemic is taking a heavy toll on the health, finances, and mobility of people around the world, affecting almost everyone on the planet.

Youth, in particular, have been experiencing an uptick in mental health cases, including depression, in a trend U.S. Surgeon General Vivek Murthy is calling an emerging crisis.

On December 7, Murthy released a 42-page health advisory drawing the country’s attention to the “urgent” need to help youth facing mental health problems. He said 1 in 3 students in the U.S. say they experience sustained periods of sadness and hopelessness. That number represents a 40% increase from 2009 to 2019.

The pandemic has made those conditions worse.

“The future wellbeing of our country depends on how we support and invest in the next generation,” said Murthy. “Especially in this moment, as we work to protect the health of Americans in the face of a new variant, we also need to focus on how we can emerge stronger on the other side. This advisory shows us how we can all work together to step up for our children during this dual crisis.”

Recently, a panel of experts tackled the issue during a news briefing organized by Ethnic Media Services titled “The Pandemic’s Heavy Toll on Teen Mental Health.”

“The numbers of children and youth in acute mental health crises shot up two and sometimes three-fold. We have had children as young as 8 years old who have been hospitalized due to suicidal ideation,” stated Cabrera.

Behavioral health experts say transitioning students back to in-person learning results in higher rates of children and youth experiencing mental health crises, she said.

According to Cabrera, existing programs lack support for youth in Black and Native populations, and records show that major disparities are also present among professionals within the behavioral health field.

“For example, the access to services and programs that may be used in white communities to combat mental health problems are not made available in Black communities,” she said.

Cabrera mentioned that there is also a career crisis in behavioral health, and that by 2022, these benefits will be put in place to help abate the employment crisis in California and all over the nation.

“The pandemic has also changed the statistics about drug and substance abuse in America,” Cabrera continued. “Data has shown an increase in alcohol and opioid consumption in young people, who are also experiencing a lot more overdoses because of their consumption of fentanyl in the drugs that are used,” she said.

Youth also struggle with returning to school physically, bullying, and a lack of programs to address their mental health issues.

Dr. Latonya Wood is the director of clinical training at Pepperdine University in Malibu. She delved specifically into the data about Black children who are suffering from mental health-related issues. She explained that depression is being expressed and understood differently among Blacks.

For example, young Black males interpret their emotions and mental conditions differently. They may not act in ways that are typically associated with depression, such as sadness or melancholy. Black youth typically translate those emotions into aggression and more physical reactions.

In addition, the pandemic has amplified some of the disconnections in the Black community, said Dr. Wood. She explained that there has not been consistent help in public health organizations that serve Black communities.

“Seldomly, there is relatability to the Black community. So African Americans are going to be lacking resources because they don’t know how to reach them,” she said.

Wood said, historically, Black people have not had a reason to fully trust mental health providers. A recent survey asked a group of Black youth about mental health care during COVID. It found that Black youth do not feel like mental healthcare providers care for them, that they only want money, and they do not understand the lived experiences, according to Dr. Wood.

“I think that really reflects the lack of culturally informed and trauma-informed care and really understanding the experiences of Black youth in some ways were traumatic during COVID,” said Wood.”

More Black people are seeking Black providers, but they number just short of about 4% of the psychologists in America, according to a 2020 Workforce Study, completed by the American Psychological Association, she continued.

As a result, Black people suffer usually long wait times to even be seen by a therapist or to receive care. Wood stressed that finding the right care for people dealing with mental disorders in the Black community is very important.

Solutions for these issues were suggested at the level of community-based care provided at places where people congregate like school, church, and the barbershop, among others. Those spaces can serve as supportive venues where mental health care or interventions can be accessible.

“The youth need support systems in place in order to help guard against the extreme negatives that come with poor mental health,” said Wood.

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Advice

Mortgage Rates Are Dropping: What it Means for California Homeowners and Homebuyers

The Federal Reserve (the Fed), the U.S.’ central bank that dictates interest rates, continues to indicate that a potential rate cut is on the horizon. Not only can this impact affordability for prospective buyers, but it could be advantageous for current homeowners that are locked into higher interest rates. But, what does this all mean? Chase Bank answers some of your questions as it relates to prospective homebuyers and homeowners:

Published

4 weeks ago

October 6, 2024

Oakland Post

Photo provided by JPMorgan Chase Bank, N.A.

Sponsored by JPMorganChase

Homeownership is more than just a lofty American dream—it’s how many can build generational wealth. For the Black community, 90% of wealth gains come from homeownership, meaning that owning a home continues to be a crucial method for Black and Latino households to build and accumulate wealth.

But, what does this all mean? Chase Bank answers some of your questions as it relates to prospective homebuyers and homeowners:

What role do interest rates play in buying a home?
Mortgages respond to market conditions, including the Fed’s monetary policy. As interest rates climb, so do the interest on new mortgages and mortgage payments. Conversely, if rates fall, so does the interest on mortgages. So, buying at a lower rate can save you money in mortgage payments.

Should I wait to buy a home once interest rates fall?
Timing the market perfectly is not only challenging, but near impossible to do. While we hope the Fed will cut rates this year, it’s never guaranteed. Lower interest rates can save you money, but they’re not the only factor affecting affordability. So, instead of focusing on perfectly timing the market, we recommend leaning into what you can control: being financially prepared to buy a home.

Outside of readying your finances for homeownership, you can look for options that can lower costs and promote savings such as low down payment mortgages, down payment assistance programs and grants. And don’t forget you always can buy a home now and refinance in the future once rates drop.

How do I prepare myself to buy a home in this current environment?

We not only want consumers to attain homeownership but to sustain it. That’s why it’s important to understand what exactly you can afford before getting into the market. There are a variety of resources to help you prepare financially for buying a home to see how much you can afford in the areas you’re looking to buy, compare loan options and obtain a free credit score. You’ll also want to start compiling all of your necessary documents for pre-approval, such as W2s, bank statements, income documentation, etc.

What about the down payment? Do I need to have 20% of the home cost saved up?

Most first-time home buyers are singularly focused on saving for a down payment. However, long gone are the days of putting down 20% of the purchase price – low down payment loan options are available with some requiring as low as 3% down. Plus, there are a variety of incentives and grants that can lower your costs. For instance, Chase offers a homebuyer grant of up to $7,500, where eligible, to help with the interest rate, closing costs, and the down payment. These grants are offered in low- to moderate-income communities and neighborhoods that are designated by the U.S. Census as majority-Black, Hispanic and/or Latino.

Should I only work with one lender for my mortgage?

Studies show that 45% of borrowers who shopped around for mortgages received lower offers. Make lenders compete for your business – many have varying fees and closing costs that can add up. Also, interest rates can fluctuate daily, so lock in your rate with your lender if they offer that option for extra peace of mind.

I’m an existing homebuyer. How does a rate cut impact my situation?

It can be a good time to refinance when interest rates are going down, especially for those with rates above or at 7%. For current homeowners looking to refinance, we advise them to keep their end goal in mind as they consider whether refinancing makes sense for their personal situation. Work with your local advisor or using a Refinance Savings Calculator to understand when it makes sense for your specific situation to refinance.

Why should I refinance when rates are lower?

When interest rates are lower, you may be able to refinance your loan for a shorter term without seeing much of a change in your monthly payment. Even if your payments are higher, you may see significant savings over the life of your loan by making fewer interest payments. For example, you may decide to refinance a 30-year loan into a 15-year loan. While it has higher monthly payments, you’ll pay the loan down faster and pay less in interest.

Whether we’ll see a rate cut or not, there are many tools for first-time homebuyers and experienced owners to keep homeownership affordable and sustainable. For more information visit Chase.com/afford to start your journey, invest in your future and save in the long run.

For informational/educational purposes only: Views and strategies described may not be appropriate for everyone and are not intended as specific advice/recommendation for any individual. Information has been obtained from sources believed to be reliable, but JPMorgan Chase & Co. or its affiliates and/or subsidiaries do not warrant its completeness or accuracy.

Deposit products provided JPMorgan Chase Bank, N.A. Member FDIC

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Activism

Leading with Action, Love and Data Points: Six Questions for the California Black Women’s Collective

“Black Women in California have always had to be active participants in the labor market, but this report showcases the need for fair and just wages even for those of us with higher educational attainment,” said Kellie Todd-Griffin, President and Chief Executive Officer of the California Black Women’s Collective.

Published

10 months ago

January 1, 2024

Oakland Post

Kellie Todd Griffin, CEO CA Black Women’s Collective Empowerment Institute.

By Edward Henderson | California Black Media

The California Black Women’s Collective (CABWC) is a sisterhood of women from different professional backgrounds aiming to uplift and address the issues impacting Black women and girls in the state. They approach problem-solving with a range of expertise — from politics, business, and community advocacy to the arts, entertainment, social justice activism, and more.

Earlier this month, the organization released a wage report focused on Black women’s earnings in California titled “Pay Me What I am Worth.”

“Black Women in California wages are below the state mean wage and make less than most of their female counterparts in every category,” continued Todd-Griffin. “We must take action now.”

CABWC’s Black Girl Joy Festival is an event designed to uplift Black Women and Girls in a safe space while learning and having fun. The festival includes free workshops that prepare women for college, dancing, self-defense training, health screenings, yoga, arts & crafts, and food vendors.

The Collective’s Empowerment Institute, launched in collaboration with the Los Angeles-based research firm EVITARUS, produces the annual California Black Women’s Quality of Life Survey.

California Black Media spoke with Todd-Griffin about the organization’s impact, challenges it faces and some of its near-term plans.

What does your organization do to improve the lives of Black people in California?

The California Black Women’s Collective Empowerment Institute’s uplifts the issues and voices of Black Women and Girls in California through our programming. That includes the Black Women’s Worker Initiative that helps Black Women prepare for public section and non-traditional careers. Other initiatives are the CA Black Women’s Leadership Development Certificate program at CSU Dominguez Hills; Black Girl Joy Festival for middle and high school students; Conversations for Black Women, etc. Our targeted research also uncovers solutions to the toughest challenges Black women and girls face.

What was your greatest success over the course of the last year?

We released the first-ever California Black Women’s Quality of Life Survey. This study collected insights from 1,258 Black women voters across California to understand their economic state, most pressing concerns, their attitudes toward policymakers, and their experiences and issues in California.

In your view, what is the biggest challenge Black Californians face?

Black Californians, especially Black Women, continue to be left out of the conversation when it comes to building meaningful change to improve the lives of those who struggle the most.

What was your organization’s biggest challenge?

Our biggest challenge over the last year was transitioning from a volunteer driven entity, the California Black Women’s Collective, to creating a non-profit organization, the California Black Women’s Collective Empowerment Institute.

Does your organization support or plan to get involved in the push for reparations in California?

Absolutely!

How can more Californians of all backgrounds get involved in the work you’re doing?

We are on all the social media channels. They can also visit our website, www.CABlackWomensCollective.org.

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Activism

The Silent Struggle of Pregnancy Loss

It is a tragedy that Black women’s odds of pregnancy loss are much higher than the general population. It’s even more tragic that there is a Black woman reading this article who has experienced pregnancy loss and has suffered in silence. There are an array of feelings associated with pregnancy loss, and women often feel alone and isolated in these feelings believing that no one understands what they are going through.

Published

11 months ago

December 15, 2023

Oakland Post

Narissa Harris. Photo Credit Art Harris.

By Narissa Harris, LMFT

The topic and contents of this article may be difficult for some readers. Yet, it is of paramount importance to shed light on the silent struggle of pregnancy loss experienced by countless women.

During the holiday season, we often assume everyone is in a festive, happy mood. However, this time of year is filled with mixed emotions and can be especially difficult for Black women, who are 2-3 times more likely to experience a pregnancy loss compared to other women. Pregnancy loss (the death of an unborn baby/fetus during pregnancy) is experienced by 10-15% of women and doubles to 20-30% for Black women. Additionally, Black women are 3 times more likely to have a stillbirth in comparison to other women.

It is a tragedy that Black women’s odds of pregnancy loss are much higher than the general population. It’s even more tragic that there is a Black woman reading this article who has experienced pregnancy loss and has suffered in silence. There are an array of feelings associated with pregnancy loss, and women often feel alone and isolated in these feelings, believing that no one understands what they are going through.

Whether you are aware that someone has experienced pregnancy loss, or you have experienced pregnancy loss yourself, we must be sensitive and supportive to the women in our lives during this time of year. I encourage the following:

#1 – Don’t ask a woman about her uterus!

Yes, I know this is blunt and harsh, but it is important to be mindful of the trauma that may be triggered when asking a woman when she plans to have a baby. I will never forget being at a holiday party when a family member asked me when I was planning on having kids, unaware that I experienced my 3rd pregnancy loss just 6 weeks prior. It was triggering, upsetting, and annoying. While my husband and I were eventually blessed with 2 healthy children, I share my experience to reiterate the immediate and long-term harm caused by these types of invasive inquiries.

#2 – Connect with a supportive community!

If you are someone who has experienced a pregnancy loss or know a woman who has, it is vital to connect with a safe and supportive community even when everything is telling you (or that woman) to isolate. While no one in the chapter knew that I was dealing with pregnancy loss at the time, my connection with the Bay Area Chapter of the Association of Black Psychologists (Bay-ABPsi) served as a healing and uplifting space for my grief/loss. I learned from Baba Dr. Wade Nobles, who describes babies as divine and the closest beings to God. I want you to remember that connecting with our spiritual community and ancestors can offer healing and support.

#3 – Never lose hope!

To the women who have experienced pregnancy loss, it’s easy to believe that a successful pregnancy will not happen but keep the hope. Take the time you need to grieve and release the baby (or babies), allowing your womb to heal. View the lost pregnancy in terms of a spirit with a Divine purpose, even if it was short-lived, with you being the vessel for that Divine purpose. Believe and prepare for your baby, who will survive and succeed beyond the womb to fulfill their Divine purpose!

Bay ABPsi is a healing resource committed to providing the Post Newspaper readership with monthly discussions about critical issues in Black Mental Health. Readers are welcome to contact us at bayareaabpsi@gmail.com and join us at our monthly chapter meetings every 3rd Saturday via Zoom.