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Rental Assistance Available Now

Under the state’s previous rental assistance program, rent payments were capped at up to 80% of back rent owed. The new program will cover up to 100% of back and future rent and can help low-income renters pay some or all of their unpaid utility bills.

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Nancy Skinner
Dear Constituent,
If you are a renter having difficulty paying your rent or anticipate that you will in the next few months, or if you are a landlord whose tenant has not been able to pay rent, California has just authorized additional funds to provide financial relief to tenants and landlords.
Budget bill AB 832, provides $5.2 billion to help struggling California renters by covering rent that a tenant may owe for as far back as April 2020 – along with future rent payments, if needed. AB 832 also extends California’s eviction moratorium to Sept. 30.
Under the state’s previous rental assistance program, rent payments were capped at up to 80% of back rent owed. The new program will cover up to 100% of back and future rent and can help low-income renters pay some or all of their unpaid utility bills.
If you’re a renter and meet the income eligibility requirement (see below) and owe back rent, or have future rent payments you anticipate you can’t make, or are facing difficulty paying your utility bills, please apply for this program. And if you know someone who would benefit from this important program, please urge them to apply.
Income eligibility is based on you or your family’s adjusted gross income. In Alameda and Contra Costa counties, if you are a single taxpayer and your adjusted gross income (AGI) based on your recent pay stubs, unemployment payment, or other proof of income is up to $76,750, you meet the income eligibility threshold. Two-person joint filers are eligible with adjusted gross income of up to $87,700, and three are eligible with AGI of up to $98,650. Income eligibility for filers with more than three persons is adjusted accordingly.
Applications will be prioritized based on need. Those applicants with the lowest incomes will have their applications processed first, however, the state does not anticipate running out of rental assistance funds, so everyone who has the need for this assistance and meets the income-eligibility requirement should apply.
Here are the key elements of the newly revised rental assistance program:
  • Either renters or landlords can apply. NOTE: the application process works best (and fastest) if both the tenant and landlord complete it cooperatively.
    • If both the tenant(s) and landlord apply, then up to 100% of unpaid back rent – and up to three months of future rent – will be paid directly to the landlord.
  • Tenants can apply on their own without a landlord applying.
    • In that case, program staff will contact the landlord directly.
    • If the landlord still declines to participate, the payments will go to the tenant, who must sign a legally binding document agreeing to transmit 100% of the payments to their landlord within 15 days.
  • A landlord may apply on their own, if their tenant doesn’t apply
    • In this case, program staff will contact the tenant directly. If the tenant(s) qualifies and agrees, then the landlord will be paid directly the back rent that is owed.
    • However, if the tenant(s) still declines to participate, then, unfortunately, because of federal rules, the landlord will be ineligible to receive any program funds.
  • For tenants and landlords who already applied through Housing Is Key and received up to 80% of back rent, the Housing Is Key program will automatically “top off” those recipients to up to 100% of what is owed without the need to reapply.
    • However, tenants who need help paying future rent have to apply again to have their future rent obligations covered.
  • The program also allows non-occupancy payments. If a tenant who owes back rent has vacated the rental unit, then the tenant and landlord can apply for up to 100% of what is owed.
  • Utility Payments. Low-income renters who have been unable to pay some or all of their utilities because of the pandemic – or can’t pay future utilities – can also apply for assistance on paying their utility bills. Payments will be made directly to the utility provider.
Tenants living in, or landlords owning property in Contra Costa County or the city of Oakland, submit your application here: Housing Is Key.
Tenants who live in, or landlords who own property in Alameda County (excluding the city of Oakland), submit your application through Alameda County’s renter-landlord relief program, Alameda County Housing Secure. You can apply online using the Alameda County Housing Secure website or complete a paper application that is available in multiple languages. The paper application is downloadable from Alameda County Housing Secure.
NOTE: If you are a renter who lives in Oakland or a landlord who owns property in Oakland, you must apply through Housing Is Key, not through the Alameda County program.
Eviction Protection
All renters statewide are protected from eviction for inability to pay rent until at least Sept. 30. In Alameda County, the eviction ban will remain in effect longer, to 60 days after the county’s health emergency is lifted. These eviction protections only cover inability to pay due to the pandemic and not other actions that otherwise qualify for a just cause eviction.
IMPORTANT NOTE: Renters who submit an application to the rental assistance program by Sept. 30 are protected from eviction beyond Sept. 30 while their rental assistance application is being processed.
So submit your application ASAP. Don’t wait.
I hope you find this information helpful. It’s an honor to serve you in the state Senate.
Sincerely,
Signature
Nancy Skinner
State Senator, District
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#NNPA BlackPress

Chavis and Bryant Lead Charge as Target Boycott Grows

BLACKPRESSUSA NEWSWIRE — Surrounded by civil rights leaders, economists, educators, and activists, Bryant declared the Black community’s power to hold corporations accountable for broken promises.

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By Stacy M. Brown
BlackPressUSA.com Senior National Correspondent

Calling for continued economic action and community solidarity, Dr. Jamal H. Bryant launched the second phase of the national boycott against retail giant Target this week at New Birth Missionary Baptist Church in Atlanta. Surrounded by civil rights leaders, economists, educators, and activists, Bryant declared the Black community’s power to hold corporations accountable for broken promises. “They said they were going to invest in Black communities. They said it — not us,” Bryant told the packed sanctuary. “Now they want to break those promises quietly. That ends tonight.” The town hall marked the conclusion of Bryant’s 40-day “Target fast,” initiated on March 3 after Target pulled back its Diversity, Equity, and Inclusion (DEI) commitments. Among those was a public pledge to spend $2 billion with Black-owned businesses by 2025—a pledge Bryant said was made voluntarily in the wake of George Floyd’s murder in 2020.“No company would dare do to the Jewish or Asian communities what they’ve done to us,” Bryant said. “They think they can get away with it. But not this time.”

The evening featured voices from national movements, including civil rights icon and National Newspaper Publishers Association (NNPA) President & CEO Dr. Benjamin F. Chavis Jr., who reinforced the need for sustained consciousness and collective media engagement. The NNPA is the trade association of the 250 African American newspapers and media companies known as The Black Press of America. “On the front page of all of our papers this week will be the announcement that the boycott continues all over the United States,” said Chavis. “I would hope that everyone would subscribe to a Black newspaper, a Black-owned newspaper, subscribe to an economic development program — because the consciousness that we need has to be constantly fed.” Chavis warned against the bombardment of negativity and urged the community to stay engaged beyond single events. “You can come to an event and get that consciousness and then lose it tomorrow,” he said. “We’re bombarded with all of the disgust and hopelessness. But I believe that starting tonight, going forward, we should be more conscious about how we help one another.”

He added, “We can attain and gain a lot more ground even during this period if we turn to each other rather than turning on each other.” Other speakers included Tamika Mallory, Dr. David Johns, Dr. Rashad Richey, educator Dr. Karri Bryant, and U.S. Black Chambers President Ron Busby. Each speaker echoed Bryant’s demand that economic protests be paired with reinvestment in Black businesses and communities. “We are the moral consciousness of this country,” Bryant said. “When we move, the whole nation moves.” Sixteen-year-old William Moore Jr., the youngest attendee, captured the crowd with a challenge to reach younger generations through social media and direct engagement. “If we want to grow this movement, we have to push this narrative in a way that connects,” he said.

Dr. Johns stressed reclaiming cultural identity and resisting systems designed to keep communities uninformed and divided. “We don’t need validation from corporations. We need to teach our children who they are and support each other with love,” he said. Busby directed attendees to platforms like ByBlack.us, a digital directory of over 150,000 Black-owned businesses, encouraging them to shift their dollars from corporations like Target to Black enterprises. Bryant closed by urging the audience to register at targetfast.org, which will soon be renamed to reflect the expanding boycott movement. “They played on our sympathies in 2020. But now we know better,” Bryant said. “And now, we move.”

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The Department of Education is Collecting Delinquent Student Loan Debt

BLACKPRESSUSA NEWSWIRE — the Department of Education will withhold money from tax refunds and Social Security benefits, garnish federal employee wages, and withhold federal pensions from people who have defaulted on their student loan debt.

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By April Ryan

Trump Targets Wages for Forgiven Student Debt

The Department of Education, which the Trump administration is working to abolish, will now serve as the collection agency for delinquent student loan debt for 5.3 million people who the administration says are delinquent and owe at least a year’s worth of student loan payments. “It is a liability to taxpayers,” says White House Press Secretary Karoline Leavitt at Tuesday’s White House Press briefing. She also emphasized the student loan federal government portfolio is “worth nearly $1.6 trillion.” The Trump administration says borrowers must repay their loans, and those in “default will face involuntary collections.” Next month, the Department of Education will withhold money from tax refunds and Social Security benefits, garnish federal employee wages, and withhold federal pensions from people who have defaulted on their student loan debt. Leavitt says “we can not “kick the can down the road” any longer.”

Much of this delinquent debt is said to have resulted from the grace period the Biden administration gave for student loan repayment. The grace period initially was set for 12 months but extended into three years, ending September 30, 2024. The Trump administration will begin collecting the delinquent payments starting May 5. Dr. Walter M. Kimbrough, president of Talladega College, told Black Press USA, “We can have that conversation about people paying their loans as long as we talk about the broader income inequality. Put everything on the table, put it on the table, and we can have a conversation.” Kimbrough asserts, “The big picture is that Black people have a fraction of wealth of white so you’re… already starting with a gap and then when you look at higher education, for example, no one talks about Black G.I.’s that didn’t get the G.I. Bill. A lot of people go to school and build wealth for their family…Black people have a fraction of wealth, so you already start with a wide gap.”

According to the Education Data Initiative, https://educationdata.org/average-time-to-repay-student-loans It takes the average borrower 20 years to pay their student loan debt. It also highlights how some professional graduates take over 45 years to repay student loans. A high-profile example of the timeline of student loan repayment is the former president and former First Lady Barack and Michelle Obama, who paid off their student loans by 2005 while in their 40s. On a related note, then-president Joe Biden spent much time haggling with progressives and Democratic leaders like Senators Elizabeth Warren and Chuck Schumer on Capitol Hill about whether and how student loan forgiveness would even happen.

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#NNPA BlackPress

VIDEO: The Rev. Dr. Benjamin F. Chavis, Jr. at United Nations Permanent Forum on People of African Descent

https://youtu.be/Uy_BMKVtRVQ Excellencies:       With all protocol noted and respected, I am speaking today on behalf of the Black Press of America and on behalf of the Press of People of African Descent throughout the world.  I thank the Proctor Conference that helped to ensure our presence here at the Fourth Session of the […]

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Excellencies:

      With all protocol noted and respected, I am speaking today on behalf of the Black Press of America and on behalf of the Press of People of African Descent throughout the world.  I thank the Proctor Conference that helped to ensure our presence here at the Fourth Session of the UN Permanent Forum on People of African Descent.
      The focus on AI and digital equity is urgent within the real time realities today where there continues to be what is referred to as the so called mainstream national and international media companies that systematically undergird racism and imperialism against the interests of People of African Descent.
         We therefore call on this distinguished gathering of leaders and experts to challenge member states to cite and to prevent the institutionalization of racism in all forms of media including social media, AI and any form of digital bias and algorithmic discrimination.
            We cannot trust nor entertains the notion that  former and contemporary enslavers will now use AI and digital transformation to respect our humanity and fundamental rights.
              Lastly we recommend that a priority should be given to the convening of an international collective of multimedia organizations  and digital associations that are owned and developed by Africans and People of African Descent.
Basta the crimes against our humanity!
Basta Racism!
Basta Imperialism!
A Luta Continua!
Victory is certain!
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