Connect with us

Community

Take Time Off This Summer, but Not from Your Finances

Summer is here, bringing all the fun that comes with months of warm weather and hours of daylight. As you plan your summer season itinerary, however, you might discover you’re juggling more expenses than just a trip to the beach.

Published

on

Knowing your savings timeline is key. Think about when you’ll need to start saving for summer costs and put aside extra money as early as possible if you have that option.
Knowing your savings timeline is key. Think about when you’ll need to start saving for summer costs and put aside extra money as early as possible if you have that option.

Summer is here, bringing all the fun that comes with months of warm weather and hours of daylight. As you plan your summer season itinerary, however, you might discover you’re juggling more expenses than just a trip to the beach.

For parents, there’s the cost of day camp or other childcare. At home, you might be cranking up the air conditioner more often. Even that short beach trip can be costly after paying for gas, food and maybe a souvenir.

Unexpected summer expenses can impact your budget if you’re not careful. Common summer-specific costs to be aware of as you make your budget include:

  1. Childcare and summer activities: Many parents have to make plans for their younger children when they’re out of school. Summer day camps are a great option, but they can be costly. If you prefer to hire a summer babysitter or nanny to care for your children in your home, the costs can be similar depending on how many hours the caregiver works and their hourly rates.
  2. Home maintenance: More time at home means more air conditioner use, which can drive up your utility bills. Your water bill might increase in order to care for your lawn and garden, which will need to be maintained more frequently. You may find more time in the summer for those home beautification projects on your list, but they come with a price.
  3. Travel: Most people will save in advance of a big trip, but it’s easy to get caught off guard by how much money you can spend at less costly local attractions as well. If you go to your county fair, prepare to shell out more than you might expect for a few rides and games. If you’re taking longer trips, the cost of transportation, lodging and multiple meals only add to your expenses. Even with the best advance planning, many people find they spend much more than they envisioned just doing things they enjoy.
Another expense easily forgotten in planning is clothing -either for growing children or another climate. Photo courtesy J.P. Morgan Chase & Co.

Another expense easily forgotten in planning is clothing -either for growing children or another climate. Photo courtesy J.P. Morgan Chase & Co.

You can make summer memorable with nearby day outings doing simple activities like kite-flying or just strolling and gathering shells and stones. Photo courtesy J.P. Morgan Chase & Co.

You can make summer memorable with nearby day outings doing simple activities like kite-flying or just strolling and gathering shells and stones. Photo courtesy J.P. Morgan Chase & Co.

Saving for summer

Knowing your savings timeline is key. Think about when you’ll need to start saving for summer costs and put aside extra money as early as possible if you have that option. Also consider making a special budget for summer that includes some of the expenses listed above that apply to your lifestyle. Some budget suggestions include:

  1. Figure out the largest costs of your summer trip first and decide your bucket list “must-haves.” What experiences are most important when you’re making your itinerary? Budget for airfare, hotel, food, and your dream excursions, and cut back on anything else that’s outside your budget.
  2. Check out freebies: Museums are often free on certain days in the summer. Plan a short day trip around those dates.
  3. Look for lower-priced or no-cost children’s daytime programs offered through local recreation centers, park districts, libraries, and school districts.
  4. Input summer-specific expenses in an online budget calculator. If you’re doing an annual budget already, make sure to add these additional, summer-specific expenses so you know what to expect when it’s time to pay.

Doing the planning ahead of time and knowing what costs you’ll face to adjust your budget accordingly can help you enjoy your summer plans without worrying about how you’ll afford them.

For more saving tips, visit chase.com/personal/financial-goals/budget

  • Sponsored by J.P. Morgan Chase & Co.
Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Activism

Oakland Post: Week of June 18 – 24, 2025

The printed Weekly Edition of the Oakland Post: Week of June 18 – 24, 2025

Published

on

To enlarge your view of this issue, use the slider, magnifying glass icon or full page icon in the lower right corner of the browser window.

Continue Reading

#NNPA BlackPress

EXCLUSIVE OP-ED: President Joe Biden Commemorating Juneteenth

BLACKPRESSUSA NEWSWIRE — “I’ve always believed that we need to be honest about our history, especially in the face of ongoing efforts to erase it. Darkness can hide much, but it erases nothing. Only with truth can come healing, justice, and repair.”

Published

on

By

By Joseph R. Biden, Jr.
46th President of the United States: 2021—2025

The people of Galveston, Texas, have been commemorating Juneteenth since the Civil War ended. Yesterday, in honor of the 160th anniversary, I went there to join them.

You can read about the events of Juneteenth, but there’s nothing quite like going to Galveston and seeing where it all happened.

After General Robert E. Lee surrendered at Appomattox Court House on April 9, 1865, Union troops marched across the South for two months, freeing enslaved people along the way. Their final stop was Galveston, an island off the Gulf coast of Texas. There, on June 19, 1865, Union troops went to Reedy Chapel, a church founded in 1848 by enslaved people, and posted a document titled simply “General Order #3.”

“The people of Texas are informed,” it said, “that, in accordance with a Proclamation from the Executive of the United States, all slaves are free.”

We can only imagine the joy that spread through Galveston – and across the state and nation – on that day and those that followed.

Yesterday, there was once again joy in Galveston, with a parade, picnic, and fireworks. There was also great solemnity, because Juneteenth is a sacred day – a day of weight and power.

The Book of Psalms tells us: “Weeping may endure for a night, but joy cometh in the morning.” Juneteenth marks both the long, hard night of slavery and subjugation, and the promise of that joyful morning to come.

As President, I had the great honor of signing the law declaring Juneteenth a federal holiday. It was our nation’s first new federal holiday since Martin Luther King, Jr. Day was created in 1983.

Our federal holidays say a lot about who we are as a nation. We have holidays celebrating our independence… the laborers who build this nation… the servicemembers who served and died in its defense.

And now, we also have a national holiday dedicated to the emancipation of enslaved Black Americans.

Signing that law was one of my proudest acts as President.

Yet for 156 years, Juneteenth was not written about in textbooks or taught in classrooms. Still today, there are those who say it does not deserve a holiday. They don’t want to remember the moral stain of slavery and the terrible harm it did to our country.

I’ve always believed that we need to be honest about our history, especially in the face of ongoing efforts to erase it. Darkness can hide much, but it erases nothing. Only with truth can come healing, justice, and repair.

I also believe that it’s not enough to commemorate the past. We must also embrace the obligation we have to the future. As Scripture says, “Faith without works is dead.” And right now, we Americans need to keep the faith and do the work.

In honor of Juneteenth, let’s help people register to vote.

For decades, we fought to expand voting rights in America. Now we’re living in an era when relentless obstacles are being thrown in the way of people trying to vote. We can’t let those tactics defeat us. In America, the power belongs with the people. And the way we show that power is by voting.

So let’s reach out to family, friends and neighbors – especially those who have never voted before. Remind them that with voting, anything is possible. And without it, nothing is possible.

Yesterday in Galveston, we gathered in Reedy Chapel to commemorate Juneteenth, just like people have done for 160 years and counting. We prayed, sang, and read General Order #3 again. The pews were full of families. How many people must have prayed for freedom inside those walls. How many must have sent fervent thanks to God when slavery finally ended.

I remembered the words of my late friend John Lewis. He said, “Freedom is not a state. It is an act.”

Juneteenth did not mark the end of America’s work to deliver on the promise of equality. It only marked the beginning. To honor the true meaning of Juneteenth, we must continue to work toward that promise. For our freedom. For our democracy. And for America itself.

Continue Reading

#NNPA BlackPress

Cities Across the U.S. Shrink or Cancel Juneteenth Events as DEI Support Wanes

BLACKPRESSUSA NEWSWIRE — Across the country, Juneteenth celebrations are being scaled back or eliminated as public funding dries up and corporations withdraw sponsorship.

Published

on

By Stacy M. Brown
Black Press USA Senior National Correspondent

Across the country, Juneteenth celebrations are being scaled back or eliminated as public funding dries up and corporations withdraw sponsorship. In many communities, the once-growing recognition of the holiday is facing sharp resistance tied to the unraveling of diversity, equity, and inclusion efforts.

In Denver, Colorado, the annual Juneteenth Music Festival, one of the largest in the nation—was cut from two days to one. Organizers said more than a dozen corporate sponsors walked away from commitments, leaving them with a financial gap that almost canceled the event. Norman Harris, the festival’s executive director, said several companies “pulled back their investments or let us know they couldn’t or wouldn’t be in a position to support this year.” Harris credited grassroots donors and small businesses for stepping in when larger backers stepped aside.

In Colorado Springs, the local celebration was relocated to the Citadel Mall parking lot after support from previous sponsors disappeared. Organizers noted that where there were once dozens of corporate partners, only five remained. The downsized event was pieced together with limited resources, but community leaders said they refused to let the holiday go unacknowledged.

Scottsdale, Arizona, canceled its Juneteenth observance after the city council voted to dissolve its diversity, equity, and inclusion office in February. Without the office in place, the city offered no support for planning or funding, leaving residents without an official celebration.

In San Diego, the Cooper Family Foundation lost a $25,000 grant from the National Endowment for the Arts that had been earmarked for Juneteenth programming. Organizers said the decision forced them to personally finance key elements of the event, including cultural exhibits, performances, and youth engagement activities.

Bend, Oregon, called off its Juneteenth event entirely. Organizers cited political tensions and safety concerns, saying they could not secure the partnerships needed to proceed. A public statement from the planning committee described the current climate as “increasingly volatile,” making it difficult to host a safe and inclusive event.

West Virginia, which has recognized Juneteenth as a paid state holiday since 2017, will not sponsor any official events this year. State leaders pointed to budget constraints and recent decisions to eliminate DEI programming across agencies as the reasons for stepping away from public observance.

Austin, Texas, has also reduced its Juneteenth programming. While the city has not canceled events outright, organizers said diminished city support and fewer private contributions forced them to focus only on core activities.

“Thankfully, there was a wide range of support that came when we made the announcement that the celebration is in jeopardy,” said Harris. “But it shows how fragile that support has become.”

Continue Reading

Subscribe to receive news and updates from the Oakland Post

* indicates required

CHECK OUT THE LATEST ISSUE OF THE OAKLAND POST

ADVERTISEMENT

WORK FROM HOME

Home-based business with potential monthly income of $10K+ per month. A proven training system and website provided to maximize business effectiveness. Perfect job to earn side and primary income. Contact Lynne for more details: Lynne4npusa@gmail.com 800-334-0540

Facebook

Activism10 hours ago

Oakland Post: Week of June 18 – 24, 2025

#NNPA BlackPress21 hours ago

EXCLUSIVE OP-ED: President Joe Biden Commemorating Juneteenth

#NNPA BlackPress1 day ago

Cities Across the U.S. Shrink or Cancel Juneteenth Events as DEI Support Wanes

#NNPA BlackPress2 days ago

Juneteenth and President Trump

Wayne Wilson, Public Affairs Campaign Manager, Caltrans
Activism2 days ago

Juneteenth: Celebrating Our History, Honoring Our Shared Spaces

Rev. Dr. Lawrence E. VanHook. Courtesy of Rev. Dr. Lawrence E. VanHook.
Activism2 days ago

OPINION: California’s Legislature Has the Wrong Prescription for the Affordability Crisis — Gov. Newsom’s Plan Hits the Mark

#NNPA BlackPress2 days ago

The Constitution and Immigration Chaos

Shutterstock
Antonio‌ ‌Ray‌ ‌Harvey‌3 days ago

Air Quality Board Rejects Two Rules Written to Ban Gas Water Heaters and Furnaces

#NNPA BlackPress3 days ago

OP-ED: Joy as Resistance: Reclaiming Juneteenth in a Time of Backlash

Uncategorized3 days ago

Oakland Housing and Community Development Department Awards $80.5 Million to Affordable Housing Developments

#NNPA BlackPress3 days ago

Tiguan’s AI Touchscreen & Gear Shift: VW Just Changed the Game! #2

Sly and the Family Stone play the Opera House in Bournemouth. Mojo review. Photo by Simon Fernandez.
#NNPA BlackPress3 days ago

IN MEMORIAM: Legendary Funk Pioneer Sly Stone Dies at 82

U.S. Rep. Lateefah Simon (D-CA-12). File photo.
Activism3 days ago

Congress Says Yes to Rep. Simon’s Disability Hiring and Small Biz Support Bill

Dr. Head and Zakiya Jendayi, Their 28 year old friendship was ignored by Probate Court Judge Bean who ruled in favor of Dr. Head's estranged sister's. One sister could not identify Head, in a picture shown while under oath.
Activism3 days ago

The Case Against Probate: False Ruling Invalidates Black Professor’s Estate Plan, Ignoring 28-Year Relationship

#NNPA BlackPress3 days ago

PRESS ROOM: Clyburn on 10th Anniversary of Mother Emanuel AME Church Shooting in Charleston

Trending

Copyright ©2021 Post News Group, Inc. All Rights Reserved.