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Thousands of Black Californians Have Lost Their Health Insurance — Don’t Lose Yours

Five percent of the 225,231 Californians who lost their Medi-Cal coverage in June were African American. According to numbers from the California Department of Health Care Services (DHCS), around 14,000 Black Californians lost health insurance with the state’s safety net health care exchange because they didn’t turn in the required renewal paperwork to continue their Medi-Cal enrollment or their coverage was switched to the state’s insurance provider, Covered California.

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Medi-Cal is California’s version of the Medicaid program, which offers free or low-cost health care access to low-income people across the nation.
Medi-Cal is California’s version of the Medicaid program, which offers free or low-cost health care access to low-income people across the nation.

By McKenzie Jackson
California Black Media

Five percent of the 225,231 Californians who lost their Medi-Cal coverage in June were African American.

According to numbers from the California Department of Health Care Services (DHCS), around 14,000 Black Californians lost health insurance with the state’s safety net health care exchange because they didn’t turn in the required renewal paperwork to continue their Medi-Cal enrollment or their coverage was switched to the state’s insurance provider, Covered California.

Mayra Alvarez, president of The Children’s Partnership, a Los Angeles-based organization that advocates for affordable health care service for families, said it is important for minorities to have health insurance.

“Especially, as we come out of this public health emergency that has disproportionately hit communities of color, we know health coverage is important to our families and livelihoods,” Alvarez said referencing the COVID-19 pandemic.

Medi-Cal is California’s version of the Medicaid program, which offers free or low-cost health care access to low-income people across the nation.

Alvarez and other California officials and advocates were speaking during an online video news conference last week organized by California Black Media and Ethnic Media Services.

The eligibility of 18 million Californians who are enrolled in Medi-Cal will be reviewed by the DHCS for the first time since 2020. As a result, between this summer and next spring, state officials estimate that 1.8 million to 2.8 million people could lose their Medi-Cal coverage.

To help Californians keep their insurance, DCHS has created a number of easy-to-navigate resources that state residents can access online. The state is also partnering with Community Based Organizations (CBOs) already connected to people in cities and towns across California to help educate the public through a bilingual campaign informing people about how they can prevent losing their health care coverage.

The Medi-Cal eligibility redetermination process, which officials call the “great unwinding,” is part of a massive undertaking taking place in every state to find out who qualifies for Medicaid.

A single Californian making $20,121 or less annually is eligible for Medi-Cal. In the past, participants had to prove their eligibility each year, but in March 2020 Congress suspended the income-verification requirement for Medicaid to make sure people had health insurance during the pandemic.

Those protections expired in March. The federal government has projected that 15 million Americans will lose their health insurance during the nationwide renewal process due to procedural reasons or excess income.

California’s DHCS began verifying the eligibility of Medi-Cal enrollees two months ago.

DHCS Assistant Deputy Director of Health Care Benefits and Eligibility Yingjia Huang said over one million Medi-Cal users had their eligibility reviewed in June. She expects that trend to continue monthly as batches of people come up for renewal until the end of the redetermination process in May 2024.

DHCS has an automatic renewal system for Medi-Cal users whose income the state can confirm on its own. The department is notifying people that they will receive a renewal packet in the mail via text, phone calls, and email.

Huang said individuals lost their Medi-Cal service either because they didn’t complete the renewal paperwork and return it to a county DHCS office by the June 30 deadline or they had an increase in income that allowed DHCS to move their coverage to an affordable health plan with Covered California.

Residents whose coverage was transitioned to Covered California are notified and able to review their new health plan, according to Covered California CEO Jessica Altman.

“California is well-positioned to help consumers through this process and help them keep coverage,” she noted.

Participants who were removed from Medi-Cal’s rolls but are still eligible for the service have until Sept. 30 to get their insurance reinstated. To do so, they must complete the renewal packet and return it to a DHCS office.

 

DCHS is advising all Californians to take the following steps: update their contact information online; check for mail from their county health office; create or check their online accounts; and complete their renewal forms (if they receive one in the mail).

DHCS and its partners, Huang stated, are committed to helping people maintain health insurance.

“Please be sure you are looking out for the yellow envelope and renewal packet,” she said. “We really hope we continue to keep our members on coverage.”

Community Clinic Association of Los Angeles County CEO and President Louise McCarthy said 64% of the 1.9 million Los Angeles County residents that visit CCALAC locations for health services are Medi-Cal enrollees. They can receive help completing the renewal forms at any of the 113 centers, McCarthy explained.

“A number of folks are letting that yellow packet slide,” she said. “If you haven’t seen the packet, reach out, and we will help you navigate the system.”

There were also 53,836 newly enrolled Medi-Cal participants in June, according to DHCS figures.

Alvarez, the president of The Children’s Partnership, said no one needs to lose their access to health care during the redetermination process.

“People are falling through the cracks,” she said. Keeping people enrolled, Alvarez added is “an all hands-on-deck effort.”

For more information on renewing your health insurance, visit DCHS online.

For individuals who receive Social Security Insurance benefits and don’t have online access, call, 1-800-772-1213 or contact your local Social Security office.

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Activism

Oakland Post: Week of December 11 – 17, 2024

The printed Weekly Edition of the Oakland Post: Week of December 11 – 17, 2024

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Activism

California Takes Steps to Address Rising Homelessness Among Aging Adults

The lack of accessible and available housing, health-related behaviors, medical problems, social isolation, and limited resources are some of the root causes of homelessness and poverty among aging Californians. Speaking on own her behalf — not representing CCoA — Brown said more alternatives for affordable housing and services would provide a much-needed safety net for older adults in the state.

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Shutterstock. Los Angeles, CA. USA: 2024 August 01: Homeless, unhoused people living in an encampment, temporary shelters and tents on the sidewalk.
Shutterstock. Los Angeles, CA. USA: 2024 August 01: Homeless, unhoused people living in an encampment, temporary shelters and tents on the sidewalk.

By Antonio‌ ‌Ray‌ ‌Harvey‌, California‌ ‌Black‌ ‌Media‌

The California Commission on Aging (CCoA) has published a Housing Policy Brief  that offers recommendations for reducing housing insecurity and homelessness among older adults in California.

The brief summarizes a more in-depth report titled “Housing Those Hardest Hit: Addressing Older Adult Homelessness.” It also includes seven actionable recommendations to mitigate older adult homelessness in three settings: permanent housing, independent housing, and assisted living.

“Expanding housing capacity across all settings in the older adult continuum of care is critical as our state confronts the pressing issues of housing insecurity and homelessness among older adults,” stated CCoA Executive Director Karol Swartzlander.

“The need is urgent, and the time to act is now,” she emphasized.

The CCoA serves as the principal advocating body for older Californians, and it administers programs that support and celebrate Californians as they age. In addition, the CCoA advises the Governor and Legislature, along with state, federal, and local agencies on programs and services that affect older adults in the state.

From 2017 to 2022, the number of adults aged 55-64 who accessed homelessness services across California increased by over 90%, while the number of adults over 65 in the state, overall, increased by over 166% – exceeding any other age group, according to the report.

According to CCoa, the commission blends housing solutions within a comprehensive continuum of care, presenting policymakers with targeted strategies that accommodate the diverse housing and supportive service needs of older adults.

Efforts to address homelessness is now one of CCoA’s top priorities, says Swartzlander.

“The need is urgent, and the time to act is now,” she added.

In 1990, 11% of the homeless population was over the age of 50 while in 2023 older adults represented nearly half of the state’s homeless population.  Among this population, 41% first experienced homelessness after the age of 50.

According to the U.S. Department of Housing and Urban Development’s annual Point-in-Time Count, 38,028 adults aged 55 and older experienced homelessness in California in 2023. Furthermore, the report stated that 41% first experienced homelessness after the age of 50.

Former Assemblymember Cheryl Brown (D-San Bernardino), who just completed a six-year term as chairperson of the CCoA, said there must be policies in place to “remedy the problem” of older adults becoming homeless in the state.

The lack of accessible and available housing, health-related behaviors, medical problems, social isolation, and limited resources are some of the root causes of homelessness and poverty among aging Californians. Speaking on own her behalf — not representing CCoA — Brown said more alternatives for affordable housing and services would provide a much-needed safety net for older adults in the state.

“We need to go back to square one and come up with some policies that would help older adults have options,” Brown said. “It’s a tragedy that these people have paid into the system (taxes, social security), and did it the right way, and they still need these services.”

In the policy brief, the CCoA presents seven recommendations to mitigate aging adult homelessness. They are exploring a statewide subsidy for older adults at-risk of homelessness; developing a state homeshare program; expanding ministerial approval for smaller assisted living facilities; reforming housing laws; expanding assisted living waivers; and funding community care suggestions.

Editorial Note: California Black Media will follow up this article with more investigations into the lived experiences of older adults impacted by the of homelessness and housing insecurity crisis in the state.

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Bay Area

2024 in Review: 7 Questions for Incoming Black Caucus Vice Chair Asm. Isaac Bryan

Assemblymember Isaac Bryan (D-Ladera Heights) has focused his legislative career on addressing racial inequities and systemic injustice, criminal justice reform, environmental justice, and economic equality.  

Now in his fourth year in the legislature, Bryan serves as a generational bridge within the California Legislative Black Caucus (CLBC). This month, he assumes the influential role of CLBC Vice Chair.

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Asm. Isaac Bryan sharing a light moment while Dolores Huerta provides testimony June 11, 2024 (capitol photo)
Asm. Isaac Bryan sharing a light moment while Dolores Huerta provides testimony June 11, 2024 (capitol photo)

By Joe W. Bowers Jr., California Black Media

At 32, Isaac Bryan (D-Ladera Heights) has emerged as one of California’s most dynamic Assemblymembers.

Bryan has focused his legislative career on addressing racial inequities and systemic injustice, criminal justice reform, environmental justice, and economic equality.

Now in his fourth year in the legislature, Bryan serves as a generational bridge within the California Legislative Black Caucus (CLBC). This month, he assumes the influential role of CLBC Vice Chair.

Representing the 55th Assembly District, Bryan’s legislative efforts have been crucial in passing policies that uplift marginalized communities, while addressing long-standing systemic inequities.

Recently, Bryan spoke with California Black Media (CBM). He reflected on his legislative efforts in 2024, the challenges he faced, and his vision for 2025.

His responses have been edited for length and clarity.

Reflecting on 2024, what do you believe was your most impactful achievement for advancing the interests of Black Californians, and why?

The first is AB 2716. It is a major win for environmental justice that addresses long-standing health and safety concerns for Black and lower-income residents living near oil and gas production fields. The second is AB 2906. That bill ensures that foster care children, many of whom are disproportionately Black, receive their rightful survivor benefits from federal programs after their parents pass away. Previously, these funds were often redirected to county budgets. AB 2906 is a real game-changer for foster care youth.

As the incoming Vice Chair of the Black Caucus, how have your leadership and policy efforts helped address key issues impacting Black Californians? 

Leadership is about bringing people together across racial, geographic, and political lines to make meaningful change. The Black Caucus secured $300 million in ongoing funding for California’s lowest-performing students, who are disproportionately Black.

What were the most significant challenges you faced in advocating for Black Californians?

Misinformation and disinformation were huge obstacles in 2024, especially during an election year. These tactics have been used to divide Black communities and diminish their political influence. Another major challenge was navigating the state’s budget deficit, which threatened critical programs for Black Californians. We had to fight hard to protect programs in education, housing, and social services from severe cuts.

What events or movements inspired you the most in your efforts to support Black communities?

Watching grassroots organizations and everyday people stand up for their communities, especially when it comes to health and safety, has been powerful. It’s inspiring to see local advocates and community members speak up and demand the right to live in safe, healthy environments.

What lessons from 2024 have shaped your approach to policy and decision-making?

The biggest lesson from 2024 is the importance of persistence. We have to stay committed to the long game. The fight for equity, whether it’s in housing, education, or environmental justice, requires consistency. You can’t let up.

In one word, what do you see as the most pressing issue Black Californians are facing?

Equity. We need to make sure that Black Californians are not left behind as we move forward as a state.

What is the one goal you are most committed to achieving in 2025?

Making sure that the state’s budget is not balanced on the backs of Black Californians. The budget is a moral document It needs to reflect our values of fairness and justice.

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